Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2024.11 Replace: The brand new provide is 70k.
2024.8 Replace: The upper provide is expired. The present provide is 60k.
2024.6 Replace: The brand new provide is 70k. Card artwork is modified.
Software Hyperlink
Advantages
- 70k provide: earn 70,000 United miles + 500 Premier qualifying factors after spending $4,000 in 3 months. The current greatest provide is 90k.
- We worth UA miles at 1.5 cents (Airline Miles Value). So the 90k highest sign-up bonus is value about $1,350! See A Beginner’s Guide to UA Miles to examine for particulars about UA Miles.
- Earn 3x UA miles on United; earn 2x UA miles on journey, eating places, and choose streaming providers; earn 1x UA mile per greenback spent on all different purchases.
- Annually (card membership yr), obtain a $125 credit score on United purchases.
- Ranging from the primary anniversary, obtain two 5,000-mile anniversary award flight credit every year (card membership yr). They are going to expire should you don’t use them.
- First and second checked bag free on United flights when buying tickets (or paying the tax and charges for award tickets) with this card..
- Group 2 boarding on United flights when buying tickets (or paying the tax and charges for award tickets) with this card.
- Earn 25% again on in flight purchases.
- Get 25% bonus miles on MileagePlus X purchases.
- Extra award availability (XN cabin) with this card.
- As much as $100 International Entry or TSA Pre✓® Price Credit score.
- With this card, you’ll be able to redeem your UA miles in the direction of annual price at a set ratio 1.60 cents/level.
- Main automotive rental insurance coverage.
- No international transaction price.
- Refer a good friend (focused): You possibly can earn 5,000 bonus UA miles for each authorized account you refer, as much as a most of 10 authorized referrals (50,000 UA miles) per calendar yr.
Drawback
- Annual price $250, NOT waived for the primary yr.
Advisable Software Time
- [5/24 Rule] When you’ve got 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this post for particulars about easy methods to presumably bypass this rule.
- You aren’t eligible for this sign-up bonus should you obtained a sign-up bonus on this card inside 24 months. Be aware that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely possible that you’re going to get rejected.
- We suggest you to use for this card after you have got a credit score historical past for greater than a yr.
Abstract
The sign-up bonus on this card may be very good, so it’s value making use of. Nevertheless, the reward price of on a regular basis spending just isn’t very spectacular. In case you fly UA so much and you can also make use of the $125 + 2*5k miles annual profit simply, then this bank card is value retaining. In any other case you’ll be able to think about downgrading it to the no price Chase United Gateway card after one yr.
Associated Credit score Playing cards
| Chase UA Gateway | Chase UA Explorer | Chase UA Explorer Enterprise | Chase UA Quest | Chase UA Membership | Chase UA Membership Enterprise | |
|---|---|---|---|---|---|---|
| Annual Price | 0 | $95 | $99 | $250 | $525 | $450 |
| Varied Credit | – | – | – | $125 annual United buy credit score; Two 5,000-mile anniversary award flight credit | – | – |
| Signal-up Bonus | 20k | 70k with first yr AF waived | 75k with first yr AF waived | 90k | 120k | 75k |
Advisable Downgrade Choices
After Making use of
- Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain choice in 2 weeks means your utility might be authorized; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional evaluation and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it should you didn’t get approve instantly. Your private data will probably be acquired and they’re going to then evaluation it. You seldom reply questions, as an alternative, simply benefit from the music and then you definitely get authorized or rejected, or additional data is required to be hand in to the department or faxed.
Historic Gives Chart
Be aware: Generally there are gives similar to 80k+20k on this card, however the spending requirement for the latter half is large. Subsequently, we don’t deal with them as sign-up bonus; as an alternative, we deal with them as spending bonus.
