Marriott Bonvoy Daring® Credit score Card Assessment (2025.6 Replace: 60k+1FN Supply)

Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.

2025.6 Replace: The brand new provides are 60k+1FN (as much as 50k). Nonetheless, I want to emphasise this once more: we don’t advocate to use for this card! As a result of it makes you ineligible for Chase Marriott Bonvoy Boundless which has a better sign-up bonus.

2025.3 Replace: The upper supply is expired. The present provides are 30k.

2025.1 Replace: The brand new provides are 60k+1FN (as much as 50k). Nonetheless, I want to emphasise this once more: we don’t advocate to use for this card! As a result of it makes you ineligible for Chase Marriott Bonvoy Boundless which has a better sign-up bonus.

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Advantages

1. 60k+1FN supply: Earn 60,000 Marriott factors plus 1 Free Evening (FN) Awards (with a redemption degree as much as 50,000 Marriott factors) after spending $2,000 within the first 3 months from account opening. That is one of the best supply on this card.
2. Marriott level is now essentially the most versatile factors (after the merger with SPG). We estimate that Marriott factors are value about 0.7 cents/level, see under for a quick introduction. We estimate that 50k FN is value about $210 every. So the 60k+1FN highest sign-up bonus is value about $630.
3. Earn 3x Marriott factors at Marriott motels (together with Marriott, Ritz-Carlton and SPG manufacturers). Earn 2x Marriott factors journey, and 1x on every little thing else.
4. [Update] Earn 5 elite nights every calendar yr (elite nights are for standing, not free nights). [Update] Ranging from 2025, you not get 15 elite nights, if you would like 15, you’ll have to a minimum of pay some annual charge to the Boundless card for instance. You’ll solely obtain Elite Evening Credit from ONE Marriott co-branded private bank card even in case you have multiple Marriott/SPG/Ritz-Carlton bank cards. You may get 15 extra Elite Evening Credit in case you have a Marriott co-branded enterprise bank card.
5. No international transaction charge.
6. No annual charge.

Introduction to Marriott Factors

• Marriott factors are essentially the most versatile transferable factors (After the merging with SPG, Marriott obtained all its airline companions).
• You may earn Marriott factors with Chase Marriott Bonvoy Boundless, Chase Marriott Bonvoy Bold, AmEx Marriott Bonvoy Brilliant, AmEx Marriott Bonvoy Business, and the next playing cards that don’t settle for new functions however settle for product change: Chase Ritz-Carlton, and AmEx Marriott Bonvoy.
• Marriott factors are saved in your Marriott account, not in your bank cards, so you will not lose your factors by canceling the bank cards.
• Your Marriott factors will expire should you do not earn or spend any Marriott factors in 24 months. So long as you earn make a purchase order with the corresponding bank cards or keep in a lodge, otherwise you redeem some factors throughout the timeframe, the purpose expiration date can be postponed accordingly.
• Marriott factors will be transferred to a variety of airways miles (you do not have to have a Marriott associated bank card to make the switch), and the ratio is 3:1.25 (i.e. 3:1 switch charge, plus you get 5k bonus miles for each 60k Marriott factors you switch at a time). The great choices are: Alaska Airways (AS) (Non-alliance), Japan Airways (JL) (Oneworld), United Airways (UA) (Star Alliance), American Airways (AA) (Oneworld), All Nippon Airways (ANA, NH) (Star Alliance), Korean Air (KE) (SkyTeam), and many others. In the event you use Marriott factors on this method, the worth is about 0.7 cents/level.
• Marriott factors will also be redeemed for lodge stays clearly. This is the redemption chart: Marriott redemption chart. Usually talking, you may get a greater redemption worth from lowest classes. In the event you use Marriott factors on this method, the worth is about 0.7 cents/level.
• In abstract, we estimate that Marriott factors are value about 0.7 cents/level.

Advisable Software Time

1. [5/24 Rule] When you have 5 or extra new accounts opened previously 24 months, Chase is not going to approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this post for particulars about the way to probably bypass this rule.
2. This product is on the market to you should you shouldn’t have the old Chase Marriott credit card, Chase Marriott Bonvoy Boundless, or this card and haven’t obtained a brand new cardmember bonus for the old Chase Marriott credit card, Chase Marriott Bonvoy Boundless, or this card previously 24 months. Observe that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. [New] The bonus shouldn’t be obtainable to you should you:
   1. are a present cardmember, or have been a earlier cardmember inside the final 30 days, of AmEx Marriott Bonvoy (Formerly AmEx SPG);
   2. utilized and have been accepted for AmEx Marriott Bonvoy Business (Formerly AmEx SPG Business), AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Brilliant (Formerly AmEx SPG Luxury) inside the final 90 days.
   3. or are a present or earlier cardmember of both AmEx Marriott Bonvoy Business (Formerly AmEx SPG Business), AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Brilliant (Formerly AmEx SPG Luxury), and obtained a brand new cardmember bonus or improve bonus within the final 24 months.
4. Don’t apply for greater than 2 Chase bank cards inside 30 days, it’s extremely probably that you’re going to get rejected.
5. We advocate you to use for this card after you may have a credit score historical past for greater than a yr.

Abstract

This card shouldn’t be value making use of, as a result of it makes you ineligible for Chase Marriott Bonvoy Boundless which has a better sign-up bonus. Nonetheless, it’s a excellent downgrade choice for Chase Marriott Bonvoy Boundless or Chase Ritz-Carlton. With this card, you continue to earn 15 elite nights yearly even should you throw it in a sock drawer (you continue to want to make use of it a minimum of annually although, to keep away from account shutdown). [Update] Now you solely get 5 elite night time from this card yearly, not 15 any extra. Due to this fact if you would like 15, you’ll have to a minimum of pay some annual charge to the Boundless card for instance. So now this card principally solely serves as a no-annual-fee downgrade choice to preserve the credit score historical past going.

Associated Credit score Playing cards

After Making use of

• Name 800-436-7927 to verify Chase software standing. That is an automatic phone line, and the data has the next meanings: Obtain determination in 2 weeks means your software might be accepted; Obtain determination in 7-10 days means your software might be rejected; Obtain determination in 30 days merely means your software requires additional evaluation and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it should you didn’t get approve instantly. Your private data can be acquired and they’ll then evaluation it. You seldom reply questions, as a substitute, simply benefit from the music and then you definately get accepted or rejected, or additional data is required to be hand in to the department or faxed.

Historic Provides Chart

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