It’s been about six years for the reason that Axis Financial institution Flipkart Credit score Card was launched. Whereas it was fairly rewarding on the time of launch, it has undergone a number of rounds of devaluation over the previous couple of years.
Right here’s all the things you ned to know in regards to the Flipkart Credit score Card in it’s present type.
Overview
| Sort | Co-brand Credit score Card |
| Reward Fee | Upto 7.5% Cashback |
| Eligibility | 750+ CIBIL Rating helps |
| Greatest for | Myntra / Cleartrip / Flipkart Spends |
Axis Flipkart Credit score Card is an entry stage / co-brand / cashback bank card that provides auto-credit of eligible cashback to the assertion similar to every other cashback bank cards.
Charges
| Becoming a member of Price | |
| Welcome Profit | 250 INR Flipkart Voucher (on paid playing cards) |
| Renewal / Annual Price | 500 INR+GST |
| Renewal Profit | – |
| Renewal Price waiver | Spend 3.5 Lakhs (excludes: hire & pockets spends) |
The Axis Flipkart Credit score Card is usually accessible as First Yr Free and, at occasions, at the same time as Lifetime Free.
For the reason that card is presently being issued as First Yr Free, it’s a good suggestion to seize one whereas the provide lasts.
*** Restricted Interval Supply: First Yr Free ***
Rewards
| SPEND TYPE | REWARD RATE | Max. Cap | Equal Spend |
|---|---|---|---|
| Myntra | 7.5% | 4,000 INR (per quarter) |
53,000 INR (per quarter) |
| Flipkart | 5% | 4,000 INR (per quarter) |
80,000 INR (per quarter) |
| Cleartrip | 5% | 4,000 INR (per quarter) |
80,000 INR (per quarter) |
| Most popular Manufacturers | 4% | Limitless | – |
| Different Spends | 1% | Limitless | – |
- Excluded class: Utility, Telecom, Gas, Clock, Jewellery, Watch and Silverware Shops, Insurance coverage, Monetary Establishments, Lease, Pockets, Schooling & Authorities Providers.
- Most popular Retailers: Cult, PVR, Swiggy, Uber
The newly added Myntra class with 7.5% cashback is a good addition, and it’s value noting that the capping is separate for every class.
Whereas the shift to quarterly capping as an alternative of month-to-month is a optimistic change, the general cap remains to be on the decrease aspect.
Lounge Entry
Efficient mid 2024, the Flipkart Axis Financial institution Credit score Card not provides complimentary airport lounge entry.
In the event you’re searching for a Lifetime Free Credit score Card with limitless home lounge entry profit, Federal Scapia Credit score Card is one of the best one on the market in the mean time.
Different Advantages
- Gas surcharge waiver: 1% Gas Surcharge Waiver throughout all petrol pumps in India. Upto 400 INR per assertion. (Txn measurement: Rs. 400 – Rs. 4,000)
- Swiggy provide: 50% prompt low cost on Swiggy with Code: AXISFKNEW, upto 100 INR for brand spanking new customers solely.
- Foreign exchange markup: 3.5%+GST
Do you have to get it?
In case your Flipkart and most well-liked accomplice spends keep inside the quarterly capping, this card stays a good choice, particularly with 7.5% cashback on Myntra and 5% on Cleartrip.
Since it’s presently being provided as First Yr Free for a restricted interval, there’s no hurt in grabbing one whereas the provide lasts.
*** First Yr Free Supply ends by twenty fifth Aug ***
Backside line
The Axis Financial institution Flipkart Credit score Card was a stable product at launch, with lounge entry as a key USP. Nonetheless, that profit was eliminated, and lots of options have been trimmed, apart from the Myntra spend class.
Contemplating the a number of rounds of devaluation, it would make extra sense for Flipkart to place this card as a Lifetime Free providing and introduce a separate premium variant with higher advantages and capping, ideally bundled with Flipkart Black membership.
In the event you’re searching for alternate options, take into account exploring bank cards like: SBI Cashback, HDFC Swiggy, SBI Phonepe Choose Black, or HDFC TataNeu Infinity Credit score Card should you’ve UPI spends.
Are you continue to holding Axis Financial institution’s Flipkart Credit score Card in 2025? Be at liberty to share your expertise within the feedback under.
