
2026.2 Replace: The brand new supply is 175k+1FN, and that is the perfect ever supply on this card! Provide ends on 2026/04/15.
2025.10 Replace: The 175k supply comes again. Provide ends on 2026/01/14. [Expired]
2025.6 Replace: The brand new welcome supply is 150k+25k, it has greater spending requirement than the earlier 175k supply. Provide ends on 2025/08/13. [Expired]
Utility Hyperlink
Advantages
- 175k+1FN supply: earn 175,000 Honors Factors and 1 free evening after spending $8,000 in first 3 months. That is the perfect ever supply on this card.
- We worth Hilton Honors Factors at 0.4 cents/level (Hotel Points Value), click on here to see what number of factors are required for a free evening. So the 175k+1FN highest welcome supply is price about $930.
- Earn 12 Hilton Honors factors per $1 spent on lodge stays inside Hilton Portfolio; 5 factors on different purchases. There’s a cap for 5x: solely on the primary $100K in purchases per calendar 12 months, 3x factors thereafter.
- [New] $240 Hilton credit score: get $60 again every quarter on eligible Hilton purchases. It applies to all Hilton properties, not simply resorts.
- Complimentary Hilton Gold status for cardholder. Improve to Hilton Diamond status once you make $40,000 or extra in purchases every calendar 12 months.
- With this bank card, you may get entry to Amex Offers, which regularly affords excellent reductions at some shops. Previously we now have seen affords like: Spend $15 or extra and get $5 again at Walmart; Spend $75 or extra and get $25 again on Amazon.com.
- Refer a friend: You’ll be able to earn 20,000 bonus Hilton factors for each authorised account you refer, as much as 80,000 Hilton Factors per calendar 12 months.
- No overseas transaction charge.
Disadvantages
- $95 annual charge, NOT waived for the primary 12 months.
Advisable Utility Time
- You’ll be able to solely get the welcome bonus as soon as in a lifetime, so remember to apply when the historic highest supply seems.
- AmEx doesn’t care in regards to the variety of arduous pulls.
- You’ll be able to attempt to apply for it when you will have a credit score historical past of 6 months.
Just one AmEx bank card will be authorised in a day. This rule doesn’t apply to cost playing cards, you will be authorised for one bank card and a number of cost playing cards within the day.A number of playing cards authorised in the identical day will solely have one Exhausting Pull.- Solely 2 AmEx bank cards will be authorised inside 90 days, however once more, this rule doesn’t apply to cost playing cards.
- You’ll be able to preserve at most 5 AmEx bank cards, not together with cost playing cards.
Abstract
After the change of advantages, this card solely is sensible if you can also make use of the total worth of the Hilton credit score. Even in case you can, it’s nonetheless tedious to consider it each quarter. The welcome supply could also be enticing to some individuals.
Associated Credit score Playing cards
Advisable Downgrade Choices
After Making use of
- Click on here to test AmEx utility standing.
- AmEx reconsideration backdoor quantity: 877-399-3083. The “actual” backdoor variety of Amex is nicely protected. Totally different from Chase, the representatives from this AmEx reconsideration backdoor quantity solely have the appropriate that will help you submit requests.
Historic Presents Chart
Notice: in 2019 there was a 130k+FN welcome supply. The FN half shouldn’t be proven within the chart.

