2025.10 Replace: New switch accomplice: Etihad Airways (EY). The switch ratio is 1:1.
2025.5 Update2: New switch accomplice: Qatar Airways (QR). The switch ratio is 1:1. QR makes use of the Avios system, and will be transferred between BA Avios, and so forth.
2025.5 Replace: New switch accomplice: Japan Airways (JL). The switch ratio is 1:1. JL miles are exhausting to get, as a result of it’s not a accomplice of UR/MR/TYP/C1 factors. It’s nice to see Bilt including increasingly switch companions!
Utility Hyperlink
Options and Advantages
- No transaction charge for those who pay lease with this bank card through the Bilt app or web site. Even when your landlord will not be a Bilt accomplice, you possibly can nonetheless pay lease through the Bilt app or web site: Bilt supplies its bank card customers a routing quantity & account quantity to pay lease; or you possibly can select to let Bilt ship a test for small or personal landlords.
- Bilt factors are value about 1.6 cents/level based mostly on our personal estimation (not by Bilt) as a result of its 1:1 switch companions embrace UA and Hyatt! We’ll discuss this extra within the following part.
- Earn 1x Bilt factors on lease, as much as 100k factors per calendar 12 months; earn 3x Bilt factors on eating; earn 2x Bilt factors on journey; and earn 1x Bilt level on different purchases.
- You will need to use the cardboard 5 occasions every assertion interval to earn factors.
- Earn double factors (excluding lease), as much as 1,000 bonus factors every Lease Day (1st day of each month).
- Journey Delay Reimbursement.
- Auto Rental Collision Harm Waiver.
- Mobile Phone Safety.
- No Foreign Transaction Fee.
Choose the appliance hyperlink to study extra concerning the product options, phrases, and circumstances.
Disadvantages
- No sign-up bonus now.
- You will need to use the cardboard 5 occasions every assertion interval to earn factors.
- Bilt doesn’t can help you pay mortgages, sadly.
- Though you’re going to get a routing quantity & account quantity, you possibly can’t use them to do issues like paying mortgages or tuition charges, and so forth. When you achieve this, the transactions will likely be reversed and you’re going to get warnings from Bilt.
Bilt Rewards Factors
Bilt rewards factors are shocking versatile and helpful. Its 1:1 transferrable companions are:
- Accor (3:2 ratio)
- Aer Lingus (EI) Avios
- Alaska Airways (AS) Mileage Plan
- Air Canada’s (AC) Aeroplan
- Avianca (AV) LifeMiles
- British Airways (BA) Avios
- Cathay Pacific (CX) Asia Miles
- Emirates (EK) Skywards
- Etihad (EY)
- Air France (AF) FlyingBlue
- Iberia (IB) Avios
- Japan Airways (JL) JAL Mileage Financial institution
- Marriott
- Qatar Airways (QR) Privilege Membership
- Southwest Airways (WN) Fast Rewards
- TAP (TP) Miles&Go
- Turkish (TK) Miles & Smiles
- Virgin Atlantic (VS) Flying Membership
- United Airways (UA) MileagePlus
- World of Hyatt
- IHG
- Hilton Honors
- Virgin Crimson
Be aware that Hyatt factors are fairly helpful and never that straightforward to get.
Bilt factors may also be redeemed in direction of the Bilt journey portal, powered by Expedia, at a hard and fast ratio of 1.25 cents/level. Though this isn’t one of the simplest ways to redeem Bilt factors, it’s a versatile approach to redeem the factors.
Bilt factors may also be redeemed as assertion credit score at a hard and fast ratio of 0.55 cents/level. It isn’t advisable to redeem the factors on this means as a result of the ratio is simply too low.
Abstract
Lease is normally an enormous expense you could’t earn bank card rewards from. With Bilt bank card now you possibly can earn factors! What’s extra, Bilt factors will be 1:1 transferred to Hyatt and UA, which is very nice. As a comparatively new firm, Bilt factors are surprisingly sturdy. I hope they will present extra options over time equivalent to permitting individuals to pay mortgages.
Historic Provides Chart
Utility Hyperlink
See Rewards and Benefits and Rates and Fees for extra particulars.
