Friday, February 20, 2026

House Enchancment Loans – MortgageDepot

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Easy, Unsecured Financing for House Upgrades

Our House Enchancment Mortgage program is for householders who want quick entry to capital for renovations, repairs, or upgrades, with out utilizing dwelling fairness and with out refinancing their mortgage.

This isn’t a mortgage. It’s an unsecured mortgage primarily based on credit score and revenue, making the method sooner and much much less restrictive than conventional renovation financing.

Why This Program Is Totally different

  • Not a mortgage mortgage
  • No appraisal required
  • No loan-to-value (LTV) calculation
  • No lien on the property
  • No dwelling fairness required
  • Unsecured private mortgage

Mortgage Pointers

  • Mortgage quantities: $50,000 – $160,000
  • Minimal credit score rating: 720+
  • Property sort: Major residence
  • Occupancy: Proprietor-occupied
  • Approval in 48 hours

Documentation Necessities

  • 2 months financial institution statements
  • Earnings verification
  • Work order/contractor estimate
  • Residence verification

Key Options

  • No collateral required
  • No lien filed in opposition to the property
  • No fairness faucet or refinance
  • Sooner approval than conventional mortgage merchandise
  • Ultimate for renovations, repairs, and residential upgrades

Ultimate For Householders Who:

  • Don’t wish to refinance their present mortgage
  • Don’t have (or don’t wish to use) dwelling fairness
  • Need a easy, income-based approval course of
  • Want funding shortly for dwelling enhancements

Contact us for extra details about this House Enchancment Mortgage.



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