Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2024.11 Replace: The brand new supply is 40k+$400. Provide ends on 2024.10.09. This one is not so good as the earlier 85k supply.
2024.10 Replace: The upper supply is expired. Presently there’s solely a 50k supply.
2024.9 Replace: The 85k supply comes again. Provide ends on 2024.10.09.
Software Hyperlink
Advantages
- 40k+$400 supply: earn 40,000 Southwest Miles and $400 assertion credit score after spending $3,000 on purchases within the first 4 months. The latest greatest supply is 85k.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Value), so the 85k highest supply is price about $1,105. See A Beginner’s Guide to Southwest Miles for particulars about Southwest Miles.
- Earn 3x miles per greenback spent on Southwest Airways. Earn 2x miles per greenback on native transit and commuting (together with rideshare), Web, cable, telephone providers, and choose streaming, and Rapid Rewards hotel and car rental partner. Earn 1x mile per greenback spent on all different purchases.
- After every year anniversary and pay the annual charge, you’ll be credited 6k Southwest miles.
- 2 EarlyBird Test-In per 12 months.
- 25% again on in-flight purchases.
- Earn 1,500 TQPs (tier qualifying factors, helpful in direction of A-Checklist standing, however not helpful in direction of companion go) for each $10,000 spent.
- If you happen to earn 125k Southwest miles in a 12 months, you get the Southwest companion go certificates which is legitimate till the top of subsequent calendar 12 months!
- No international transaction charge.
- Refer a buddy (focused): You’ll be able to earn 5,000 bonus Southwest miles for each accepted account you refer, as much as a most of 10 accepted referrals (50,000 Southwest miles) per calendar 12 months.
Drawback
- Annual charge $99, not waived first 12 months.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean international locations, no additional worldwide routes.
Really helpful Software Time
- [5/24 Rule] When you’ve got 5 or extra new accounts opened up to now 24 months, Chase is not going to approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this post for particulars about how one can presumably bypass this rule.
- This product is offered to you for those who don’t have any Southwest private bank card and haven’t obtained a brand new cardmember bonus for any Southwest private bank card up to now 24 months. Observe that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’re going to get rejected.
- We suggest you to use for this card after you’ve gotten a credit score historical past for greater than a 12 months.
Abstract
The 75k highest sign-up bonus is nice. If you happen to apply for a private Southwest card and a enterprise Southwest card, each when have the very best sign-up bonus, then you’ll earn greater than 125k Southwest miles in whole, which is greater than sufficient to get you a Companion Move (Observe that you could’t get two private Southwest playing cards on the identical time now). The perfect timing to get it’s the starting of a calendar 12 months, as a result of it will likely be legitimate till the top of subsequent calendar 12 months!
Now you possibly can solely select one Chase Southwest private card from the three. If you happen to don’t fly Southwest continuously, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual charge is probably the most appropriate for you. If you happen to fly Southwest continuously, then the Chase Southwest Precedence with extra advantages is best.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Charge | $69 | $99 | $149 | $99 | $199 |
| Varied Credit score | none | none | $75 Southwest credit score; 4 Upgraded Boardings | none | 4 Upgraded Boardings; Inflight WiFi; World Entry |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Finest Signal-up Bonus | 75k | 75k | 75k | 60k | 80k |
The present phrases mainly power you to decide on just one private Southwest bank card among the many three. However you possibly can have each private and enterprise playing cards.
Really helpful Downgrade Choices
- You cannot downgrade this card to any card with no annual charge, so I recommend you shut it if you don’t wish to hold it any longer.
After Making use of
- Name 800-436-7927 to test Chase software standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your software might be accepted; Obtain resolution in 7-10 days means your software might be rejected; Obtain resolution in 30 days merely means your software requires additional overview and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it for those who didn’t get approve instantly. Your private info can be acquired and they’ll then overview it. You seldom reply questions, as an alternative, simply benefit from the music and then you definitely get accepted or rejected, or additional info is required to be hand in to the department or faxed.
Historic Affords Chart
Observe: Typically there may be 50k+50k supply on this card. However the spending requirement for the latter 50k is big, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
