United℠ Explorer Card Evaluate (2026.1 Replace: 80k Supply)

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2026.1 Replace: The brand new welcome supply is 80k. Supply ends on 2026.5.20.

2025.6 Replace: The welcome supply is now lowered to 70k.

2025.4 Replace: There’s a brand new hyperlink with higher supply 90k: along with the 80k supply with $3k spending requirement, earn 5k extra miles if you add a licensed consumer within the first 3 months, and earn 5k extra miles upon approval if you use your United agent‘s promotional code. That’s 90k miles in complete. “United agent‘s promotional code” ought to be obtained if you fly United and ask an worker, and I’m not certain whether or not you’ll be able to simply make one up. Supply ends on Jun 4. HT: DoC.

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Advantages

1. 80k supply: get 70,000 United miles after $3,000 spending in 3 months. Earn 10k extra miles if you add a licensed consumer within the first 3 months. That’s 80k miles in complete. The latest finest supply is 90k.
2. We worth UA miles at 1.5 cents (Airline Miles Value). So the 90k highest welcome supply is price about $1,350! See A Beginner’s Guide to UA Miles to examine for particulars about UA Miles.
3. Earn 2x UA miles on United, eating places and lodges. Earn 1x UA mile per greenback spent on all different purchases.
4. [New] There are varies coupons on this card now, see subsequent part under.
5. Get 2 United Membership one-time passes every year.
6. First checked bag free on United flights when buying tickets (or paying the tax and charges for award tickets) with this card..
7. Group 2 boarding on United flights when buying tickets (or paying the tax and charges for award tickets) with this card.
8. Earn 25% again on in flight purchases.
9. Get 25% bonus miles on MileagePlus X purchases.
10. Extra award availability (XN cabin) with this card.
11. As much as $100 International Entry or TSA Pre✓® Price Credit score.
12. With this card, you’ll be able to redeem your UA miles in the direction of annual charge at a hard and fast ratio 1.52 cents/level.
13. Major automotive rental insurance coverage.
14. [New] Earn $100 in United TravelBank money after you spend $10,000 on purchases every calendar yr.
15. [New] Earn a ten,000-mile award flight low cost after spending $20,000 on purchases every calendar yr.
16. No overseas transaction charge.
17. Refer a buddy: You may earn 5,000 bonus UA miles for each accepted account you refer, as much as a most of 10 accepted referrals (50,000 UA miles) per calendar yr.

Varies Coupons

1. $100 United Accommodations credit score: Obtain $50 again as an announcement credit score on each your 1st and 2nd pay as you go resort stays bought instantly via United Hotels with this card, as much as $100 every anniversary yr.
2. $50 Avis/Budget credit score: Obtain $25 in United TravelBank money, as much as $50 every anniversary yr, to your 1st and 2nd Avis or Funds automotive rental booked instantly via cars.united.com and paid for with this card.
3. $60 rideshare credit score: Enroll to obtain as much as $5 again as an announcement credit score every month on rideshare purchases if you pay with this card, as much as $60 every calendar yr. Yearly opt-in is required.
4. $120 Instacart credit score: Obtain a $10 Instacart credit score month-to-month, as much as $120 complete every calendar yr, for purchases made instantly via Instacart with this card. Phrases apply. Advantages finish 12/31/27.
5. $100 JSX credit score: Rise up to $100 again as an announcement credit score every anniversary yr if you ebook flights instantly with JSX utilizing this card. JSX is a hop-on jet service that gives a semi-private flying expertise at industrial fares.

Drawback

1. Annual charge $150, waived for the primary yr.

Advisable Utility Time

1. [5/24 Rule] In case you have 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this post for particulars about tips on how to probably bypass this rule.
2. You aren’t eligible for this sign-up bonus for those who obtained a sign-up bonus on this card inside 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’re going to get rejected.
4. We advocate you to use for this card after you’ve a credit score historical past for greater than a yr.

Abstract

The sign-up bonus on this card is normally very good, so it’s price making use of. Nonetheless, this card has grow to be a coupon ebook. In the event you hate spending time on this sort of factor, you’ll be able to take into account downgrading it to the no charge Chase United Gateway card after one yr.

Associated Credit score Playing cards

Advisable Downgrade Choices

After Making use of

• Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain determination in 2 weeks means your utility might be accepted; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional evaluation and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it for those who didn’t get approve instantly. Your private info shall be acquired and they’ll then evaluation it. You seldom reply questions, as a substitute, simply benefit from the music and then you definately get accepted or rejected, or additional info is required to be hand in to the department or faxed.

Historic Presents Chart

Notice: Typically there are provides resembling 40k+25k on this card, however the spending requirement for the latter half is big. Subsequently, we don’t deal with them as sign-up bonus; as a substitute, we deal with them as spending bonus.

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