Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2025.10 Replace: Now along with the common 30k+15k provide, there’s a double elite nights restricted time provide. Apply and get accredited by November 20, 2025, and earn double elite nights for stays between October 16, 2025 till January 31, 2026, as much as 15 Eligible Nights. Stays paid by money or redeemed by factors are each eligible. This provide is appropriate for individuals who attempt to attain the Globalist membership.
2025.8 Replace: The welcome provide is now the common 30k+15k provide. Observe that the official web site nonetheless makes use of the very deceptive wording “60k”, don’t be fooled by it.
2025.7 Replace: The brand new welcome provide is 2FN+25k: earn 2 Free Nights (FN) as much as class 4 after spending $4,000 within the first 3 months; earn 25,000 Hyatt factors after spending $12,000 within the first 6 months. Sure, you learn that proper — the spending requirement for the second a part of the bonus is $12,000! Such a low variety of factors paired with such a excessive spending threshold — Hyatt actually went daring with this one. That is the bottom ever provide on this card, even worse than their common mediocre welcome provide!
Utility Hyperlink
Advantages
- 30k+15k provide: earn 30,000 Hyatt factors after spending $3,000 in 3 months, and earn 2x Hyatt factors complete per $1 spent, as much as $15,000 spent within the first 6 months. Observe that you simply at all times earn 1x Hyatt factors on each buy, subsequently 2x factors solely means 1x further factors. So the latter a part of the provide is as much as 15k further factors, and the 30k language on the official touchdown web page could be very deceptive. One of the best provide on this card is 60k or 5FN.
- Hyatt level is valued at 1.6 cents (Hotel Points Value) and you could find Hyatt free evening award chart here. So the 60k highest provide is price about $960!
- Earn 4x factors at Hyatt inns; earn 2x factors at eating, airways, native transit and commuting, and health membership and gymnasium memberships; earn 1x level per greenback spent on all different purchases.
- You’ll obtain one free evening certificates redeemable at class 1-4 Hyatt resort annually after you pay your annual payment. Typically, it’s not arduous to make use of the free evening at a >$200 worth.
- Earn an additional free evening at any class 1-4 Hyatt resort or resort if you happen to spend $15,000 throughout every calendar yr.
- Complimentary Hyatt Discoverist standing so long as you retain the cardboard. You obtain 5 qualifying evening credit towards your subsequent tier standing yearly. Plus, earn 2 further qualifying evening credit towards your subsequent tier standing each time you spend $5,000 in your card. (Qualifying evening credit score is for elite standing, not free nights).
- No international transaction payment.
Disadvantages
- Annual payment $95, NOT waived first yr.
- Free evening certificates is simply legitimate for one yr.
Beneficial Utility Time
- [5/24 Rule] When you have 5 or extra new accounts opened up to now 24 months, Chase won’t approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this post for particulars about tips on how to presumably bypass this rule.
- The product just isn’t out there to both (i) present Cardmembers of any Hyatt Credit score Card, or (ii) earlier Cardmembers of any Hyatt Credit score Card who obtained a brand new Cardmember bonus throughout the final 24 months.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely doubtless that you’re going to get rejected.
- We suggest you to use for this card after you may have a credit score historical past for greater than a yr.
Abstract
This card could be very helpful for individuals thinking about World of Hyatt. Paying $95 annual payment for the free evening can be deal, contemplating it’s not arduous to discover a Hyatt class 1~4 resort in plenty of cities. In the event you keep in Hyatt and plan to make use of this Hyatt card steadily, other than the 4x factors, you additionally get a further free evening after $15k in spending. This card can be very helpful to earn/maintain your elite standing: 5 nights yearly for retaining the cardboard, plus 2 nights for each $5k in spending. If you wish to earn or maintain the Globalist standing (which requires 60 nights), with this card, you already get 5 nights, so that you simply have to spend $140k to get sufficient evening credit even if you happen to don’t keep in Hyatt in any respect, and naturally you can too do each staying and spending. In abstract, in case you are actually loyal to Hyatt, this card is actually price making use of and retaining.
Beneficial Downgrade Choices
- You can’t downgrade this card to any card with no annual payment, so I recommend you shut it once you don’t wish to maintain it any longer.
After Making use of
- Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your utility might be accredited; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional assessment and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it if you happen to didn’t get approve instantly. Your private data will likely be acquired and they’ll then assessment it. You seldom reply questions, as an alternative, simply benefit from the music and then you definitely get accredited or rejected, or additional data is required to be hand in to the department or faxed.
