Advertiser Disclosure: This website is a part of affiliate gross sales networks and receives compensation for sending visitors to companion websites. This compensation might impression how and the place hyperlinks seem on this website. This website doesn’t embrace all monetary corporations or all obtainable monetary affords.
2025.7 Replace: This card is totally renewed, and the annual payment is elevated from $99 to $149. The brand new advantages are marked with [New] beneath.
2025.1 Replace: The upper supply is expired. There’s solely 60k supply now.
2024.6 Replace: The brand new supply is 60k+60k, the latter half requires $15k spending which is a bit excessive. After the spending you’ll get the companion move instantly.
Utility Hyperlink
Advantages
- 60k supply: earn 60,000 Southwest Miles after spending $3,000 within the first 3 months. The latest finest supply is 60k+60k.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Value), so the 120k highest supply is price about $1,560. See A Beginner’s Guide to Southwest Miles to examine for particulars about Southwest Miles.
- [New] Earn 3x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent at gasoline stations and eating places on the primary $8,000 in mixed purchases per anniversary yr; Earn 1x mile per greenback spent on all different purchases.
- Obtain 6,000 Southwest Miles yearly in your Cardmember anniversary.
- [New] First checked bag free. Cardmembers and as much as 8 further passengers in the identical reservation can examine their first bag at no further price.
- [New] Most well-liked Seat Choice inside 48 hours previous to departure, when obtainable. In the event you don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
- [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
- [New] Obtain a 15% promo code every year in your cardmember anniversary (Excludes Fundamental fare).
- In the event you earn 125k Southwest miles in a yr, you get the Southwest companion move certificates which is legitimate till the top of subsequent calendar yr!
- [New] 10,000 companion Move qualifying factors increase every year.
- [New] Earn 2,000 TQPs (tier qualifying factors, helpful in direction of A-Listing standing, however not helpful in direction of companion move) for each $5,000 spent.
- No international transaction payment.
Disadvantages
- [New] Annual payment $149, not waived first yr.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean nations, no additional worldwide routes.
Really helpful Utility Time
- [5/24 Rule] In case you have 5 or extra new accounts opened previously 24 months, Chase is not going to approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this post for particulars about the way to presumably bypass this rule.
- This product is out there to you if you happen to wouldn’t have this card and haven’t obtained a brand new cardmember bonus for this card previously 24 months. Observe that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’ll get rejected.
- We advocate you to use for this card after you’ve got a credit score historical past for greater than a yr.
Abstract
The welcome bonus is strong. Beneath the present phrases, the 2 Southwest enterprise playing cards don’t have an effect on one another’s welcome bonus eligibility, that means you possibly can apply for each. (In distinction, you possibly can solely maintain one of many three private Southwest playing cards at a time.) When welcome bonuses are at their peak, making use of for one private and one enterprise card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Move straight away. (Observe: You may now not apply for 2 private playing cards in the identical yr.) Because the Companion Move is legitimate for the remainder of the calendar yr you earn it plus all the following yr, making use of early within the yr offers you the utmost worth. In the event you’re keen on Southwest, the start of the yr is the perfect time to use.
After the 2025 refresh and annual payment will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in maintaining these playing cards. They’re largely simply good for the welcome bonus.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Charge | $99 | $149 | $229 | $149 | $299 |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Greatest Signal-up Bonus | 100k | 100k | 100k | 60k | 80k |
The present phrases mainly pressure you to decide on just one private Southwest bank card among the many three. However you possibly can have each private and enterprise playing cards.
Really helpful Downgrade Choices
- You can’t downgrade this card to any card with no annual payment, so I counsel you shut it once you don’t need to maintain it any longer.
After Making use of
- Name 800-453-9719 to examine Chase enterprise playing cards utility standing. That is an automatic phone line, and the data has the next meanings: Obtain determination in 2 weeks means your utility might be accepted; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional evaluation and there’s nothing to inform you for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. It’s fairly arduous to recon Chase enterprise playing cards. Be ready to be requested about a whole lot of particulars of how your small business operates.
