NORTHBROOK, In poor health., July 1, 2025 – As temperatures rise, so do insurance coverage claims. New information from Allstate* reveals a big improve in incidents associated to fireplace, water harm and theft between March and September. Whereas extreme climate performs a job, the warmth itself is commonly accountable for seasonal dangers.
Scorching grills, excessive stakes: Hearth dangers rise in July
- Hearth-related claims improve by 78% throughout summer season months.
- Widespread causes embrace barbecues, fireworks and sun-damaged outside extension cords.
- July is essentially the most hazardous month, with one in 5 fires brought on by grills positioned too near houses.
Water harm: A hidden summer season menace
- Your plumbing is the true summer season menace. Non-weather-related water harm claims rise 69% in summer season.
- Elevated family water use from lawns to showers causes essentially the most claims, together with:
- 80% spike in equipment overflows (A/C drains, washing machines)
- 50% improve in lavatory overflows (bathe, rest room and sink)
- 47% improve in burst water pipes
- And it’s getting worse: Water harm claims rose 20% in summer season 2024 in comparison with 2023
Summer season theft surge: What thieves are concentrating on
- Theft claims improve 68% in the summertime, with thieves concentrating on vehicles, houses, bikes and even boats.
- What’s getting hit the toughest based on Allstate claims:
- 67% improve in bike thefts
- 60% rise in thefts from unlocked autos
- 40% improve in stolen car claims
- 40% of all boat thefts occur through the summer season
- House burglaries and break-ins are additionally on the rise.
- 49% improve in residence theft claims
- 36% spike in stories of residence burglaries
- Probably the most stolen objects: Jewellery, watches and furs (up 45%) and money (up 35%)
- The largest vulnerability? Your storage. Storage break-ins spike 88% in summer season
“From hearth hazards to water leaks and theft, our information exhibits summer season brings a pointy rise in dangers,” stated John Micheli, senior vice chairman of property claims at Allstate. “A bit planning goes a great distance on the subject of defending your own home, autos and valuables. Sensible suggestions like locking your storage and checking outside energy cords may also help you keep forward of the season and benefit from the sunshine with out the stress.”
Summer season Security Tricks to Shield Your Property
- Give your grill some area
Preserve it at the very least 10 ft from your home, deck railings, or something flammable. Should you can contact your siding whereas flipping burgers, you’re too shut. - Don’t let a leak destroy your summer season
Most summer season water harm begins inside. Examine hoses and drains in your washer, A/C unit and dishwasher and don’t neglect your drains. - Outsmart porch pirates and automotive thieves
Use good lockers, ask pleasant neighbors to seize your packages or reroute deliveries once you’re not at residence. And keep in mind: at all times lock your vehicles and convey valuables inside. - Lock down your storage door
Disable openers, disable the emergency launch, and lock that aspect door. Thieves love a straightforward entry and leap from home to accommodate whereas it’s heat. - Test in case your outside shops are toasting
Solar-baked cords and shops can spark fires. Test for cracks, frays, or warmth harm earlier than plugging within the get together lights.
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About Allstate
The Allstate Company (NYSE: ALL) protects folks from life’s uncertainties with a wide selection of safety for autos, houses, digital units, and identities. Merchandise can be found by way of a broad distribution community together with Allstate brokers, impartial brokers, main retailers, on-line, and on the office. Allstate is broadly recognized for the slogan “You’re in Good Arms with Allstate.” For extra data, go to www.allstate.com.
*based mostly on Allstate claims information from 2023–2024, evaluating summer season (Mar–Sept) to winter (Oct–Nov).
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