2025.9 Replace: Particulars are out, and the primary batch of individuals on the waitlist have already obtained utility hyperlinks.
Utility Hyperlink
- Simply introduced; there’s no public utility hyperlink but. You possibly can be part of the waitlist: Coinbase One Card
Options
- As much as 4% again on all purchases, paid as Bitcoin (BTC) to your Coinbase account. Your cashback price relies on how a lot you maintain at Coinbase:
- Tier 1: 2% again in case your Coinbase property are < $10,000;
- Tier 2: 2.5% again in case your property are $10,000–$49,999.99;
- Tier 3: 3.0% again in case your property are $50,000–$199,999.99;
- Tier 4: 4.0% again in case your property are ≥ $200,000.00.
Necessary: For Tiers 2–4, the upper price solely applies to the primary $10,000 in purchases every calendar month; any spend past that earns 2%.
- This can be a third-party American Specific card. It helps AmEx Provides, however acceptance exterior the U.S. is often weaker than Visa/Mastercard.
- No overseas transaction price.
- Annual price: $0 for the cardboard itself. Nonetheless, you will need to have an energetic Coinbase One membership to use, which successfully makes the “price” the $49.99/yr Coinbase One membership.
Disadvantages
- No sign-up bonus (at the least for now).
- The additional cashback above 2% is capped: solely the primary $10k per calendar month qualifies for the upper tiered charges.
Abstract
Coinbase is the biggest, most compliant U.S. crypto trade, and this card’s rewards are paid in BTC. For the reason that greater charges require parking property at Coinbase, it’s best to at the least be comfy with crypto to think about it. That stated, you don’t have to carry unstable cash: if you wish to keep away from value swings, you possibly can preserve USDC (a USD stablecoin) on Coinbase and earn curiosity as a substitute.
Whereas the headline “as much as 4% again” sounds nice, the $10k/month cap on elevated earn is a bit underwhelming. In contrast with no-AF 2% cash-back playing cards like Citi Double Cash (DC), this card successfully asks you to pay $49.99/yr for Coinbase One. Run the mathematics on how a lot you’ll preserve at Coinbase and whether or not the incremental earn over 2% will at the least cowl that membership price.
Historic Provides Chart
Utility Hyperlink
- Simply introduced; there’s no public utility hyperlink but. You possibly can be part of the waitlist: Coinbase One Card
