2025.10 Replace: The brand new supply is 40k+$100. That is the perfect ever supply on this card. HT: DDG.
2025.8 Replace: The brand new supply is 20k+$100.
2023.5 Replace: The 40k supply is now not out there. The present supply is 20k.
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Advantages
- 40k+$100 supply: earn 40,000 Capital One Miles after spending $1,000 in first 3 months. Plus, take pleasure in a $100 credit score to make use of in direction of flights, stays and rental vehicles booked by Capital One Journey throughout your first cardholder 12 months. That is the perfect supply on this card.
- Earn 5X miles on resorts, trip leases and rental vehicles booked by Capital One Journey; earn limitless 1.25X miles on each buy, each day.
- The general worth of Capital One Miles is 1.6 cent/level. See under for a short introduction.
- No international transaction charge.
- No annual charge.
Disadvantages
- Capital One will pull all three main credit score bureaus (Experian, TransUnion, Equifax) for one bank card utility!
Introduction to Capital One (C1) Miles
- You’ll be able to earn C1 Miles with two sorts of playing cards: Miles incomes playing cards, or cashback earninng playing cards. Miles incomes playing cards primarily embody: Capital One Venture Rewards Credit Card, Capital One VentureOne Rewards Credit Card, Capital One Spark Miles for Business. Cashback incomes playing cards primarily embody: Capital One Savor Cash Rewards Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Quicksilver Cash Rewards Credit Card, Capital One Spark Cash Plus and so forth.
- You’ll be able to transfer your C1 Miles from one Miles incomes card to a different Miles incomes card at any time, and you too can transfer your cashback from a cashback incomes card to a Miles incomes card at any time. Nonetheless, you cannot transfer your Miles from a Miles incomes card to a cashback incomes card, subsequently cashback is extra versatile than Miles in C1’s system.
- C1 Miles by no means expire. You’ll lose the C1 Miles on one card should you shut the account, however you possibly can stop shedding your C1 Miles by shifting the factors to a different C1 card beforehand.
- When you have a Miles incomes card, C1 Miles may be transferred to some airline miles and resort factors. Some good 1:1 switch choices are: Air Canada (AC) (Star Alliance), Avianca (AV) (Star Alliance), Asia Miles (CX) (Oneworld), British Airways (BA), and Wyndham resort factors, and so forth. In the event you use C1 Miles on this method, the worth is about 1.6 cents/level.
- You’ll be able to redeem your C1 Miles in direction of journey expense at a set ratio 1.0 cent/level. You can too redeem your C1 Miles in direction of some retailers present playing cards at a set raiot 1.0 cent/level.
- You’ll be able to redeem your C1 Miles in direction of assertion credit score at a set ratio 0.5 cents/level.
- In abstract, we estimate that C1 Miles are value about 1.6 cents/level.
Really helpful Software Time
- We suggest you apply for this card after you’ve a credit score historical past of not less than two years and you’re very comfy with the bank card sport.
- [1/6 rule] You’ll be able to solely apply for 1 Capital One bank card for each 6 months, together with each private and enterprise bank cards. You’re going to get automated denial should you violate this rule, however there will probably be no laborious pull.
Abstract
The welcome supply is fairly good for a no annual charge card. If you wish to earn a number of Capital One Miles, possibly Capital One Enterprise of Enterprise X is extra appropriate. However what’s good about this card is it has no annual charge, so it’s a superb downgrade possibility. You have to be cautious that Capital One will pull all three main credit score bureaus (Experian, TransUnion, Equifax) for one bank card utility (see Characteristics of Major Banks for extra particulars).
Associated Credit score Playing cards
Historic Gives Chart
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