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2025.11 Replace: The $900 provide is expired. Presently there’s solely a 75k provide. BTW, there’s a brand new bonus restriction on this card: “The brand new cardmember bonus will not be obtainable to you you probably have ever had this card or every other Chase for Enterprise card with out an annual payment.” HT: DDG.
2025.9 Replace: The $900 provide comes again.
2023.9 Replace: There’s a $900 provide hyperlink now, act quick earlier than it dies! HT: DoC. [Update] The official provide is now additionally $900.
Software Hyperlink
Advantages
- $750 provide: earn $750 bonus money again after spending $6,000 inside the first 3 months of card membership. The current greatest provide is 90k.
- Though this card is marketed as a money again card, it truly earns UR factors. We estimate that Final Rewards (UR) factors are price about 1.6 cents/level, see beneath for a quick introduction. So the 75k sign-up bonus may very well be price about $1,200.
- Earn 5x UR per $1 spent on the primary $25,000 spent in mixed purchases at workplace provide shops and on mobile phone, landline, web and cable TV companies every account anniversary yr. When you’ve got a enterprise that may max out these classes, that’s 125,000 UR per yr!
- Earn 2x UR on fuel and restaurant on the primary $25,000 spent every year. Earn limitless 1x UR per $1 spent on all different purchases.
- Buy Safety – Covers your new purchases for as much as 120 days in opposition to injury or theft as much as $10,000 per declare and $50,000 per account.
- Main automotive rental insurance coverage. HOWEVER, until you’ll be able to show that you’re touring on enterprise (which you’ll be required to do within the case of a declare), you’ll be higher utilizing the first automotive rental insurance coverage on the Chase Sapphire Preferred or the Chase Sapphire Reserve.
- Refer a friend: You may earn 10,000 bonus UR factors for each accredited account you refer, as much as a most of 5 accredited referrals (50,000 UR factors) per calendar yr.
- No annual payment.
Disadvantages
- It has international transaction payment, so it isn’t a good selection exterior the US.
Introduction to UR Factors
- You may earn UR factors with Chase Freedom Student, Chase Freedom, Chase Freedom Unlimited (CFU), Chase Sapphire Preferred (CSP), Chase Sapphire Reserve (CSR), Chase Ink Cash (Business), Chase Ink Unlimited (Business), Chase Ink Preferred (Business), and so forth.
- You may transfer your UR factors from one UR card to a different at any time.
- UR factors by no means expire. You’ll lose the UR factors on one card for those who shut the account, however you’ll be able to stop dropping your UR factors by transferring the factors to a different UR card beforehand.
- When you’ve got Chase Sapphire Preferred (CSP), Chase Sapphire Reserve (CSR), or Chase Ink Preferred (Business), UR factors may be transferred to some lodge factors. Probably the greatest manner to make use of UR factors is to 1:1 switch to Hyatt factors. UR factors will also be transferred to some airline miles. One of the crucial frequent and greatest manner to make use of UR factors is to 1:1 switch them to United Airways (UA) miles (Star Alliance), and mix them with the UA miles earned from the UA card. Different good choices are: Southwest (WN) (Non-alliance), British Airways (BA) (Oneworld), Virgin Atlantic (VS) (Non-alliance), and so forth. Should you use UR factors on this manner, the worth is about 1.6 cents/level.
- When you’ve got Chase Sapphire Reserve (CSR), you’ll be able to redeem your UR factors for as much as 2.0 cents/level in direction of air tickets or accommodations on Chase Travel with the “Factors Increase” function; you probably have Chase Sapphire Preferred (CSP) or Chase Ink Preferred (Business), the worth is as much as 1.5 cpp (or 1.75 cpp for premium cabin).
- When you’ve got any of the UR playing cards, you’ll be able to redeem your UR factors at a set fee 1 cent/level in direction of money.
- In abstract, we estimate that UR factors are price about 1.6 cents/level.
- For extra details about UR factors, see Maximize the Credit Card Points Values (overview), and Introduction to UR: How to Earn and Introduction to UR: How to Use (very detailed).
Advisable Software Time
- [5/24 Rule] When you’ve got 5 or extra new accounts opened previously 24 months, Chase won’t approve your software on this card, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this post for particulars about tips on how to presumably bypass this rule.
You aren’t eligible for this sign-up bonus for those who acquired a sign-up bonus on this card inside 24 months. Notice that what this 24-month clock begins from while you final acquired the sign-up bonus, not the time you open the account or shut the account.[Correction] There is no such thing as a such rule for Chase Ink sequence!- [New] The brand new cardmember bonus will not be obtainable to you you probably have ever had this card or every other Chase for Enterprise card with out an annual payment
- Don’t apply for greater than 1 Chase enterprise bank cards inside 30 days, it’s extremely probably that you’ll get rejected.
- We advocate that you just apply for this card after you’ve gotten had a credit score historical past for greater than a yr.
Abstract
The sign-up bonus is very nice contemplating it’s only a no payment card. Additionally it’s a good card to earn 5x UR.
Associated Credit score Playing cards
After Making use of
- Name 800-453-9719 to examine Chase enterprise playing cards software standing. That is an automatic phone line, and the data has the next meanings: Obtain resolution in 2 weeks means your software might be accredited; Obtain resolution in 7-10 days means your software might be rejected; Obtain resolution in 30 days merely means your software requires additional overview and there’s nothing to inform you for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. It’s fairly arduous to recon Chase enterprise playing cards. Be ready to be requested about a variety of particulars of how your enterprise operates.

