Monday, March 2, 2026

California courtroom blocks legal responsibility mandate on FAIR Plan property insurance coverage

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The dispute arose from Order No. 2021‑2, which directed the FAIR Plan to submit a householders coverage together with, at minimal, unintended discharge or overflow of water or steam; premises legal responsibility; incidental employees’ compensation; theft; falling objects; weight of ice, snow, or sleet; freezing; and lack of use, together with extra residing bills and truthful rental worth. The FAIR Plan petitioned for a writ of mandate, arguing that legal responsibility and related third‑celebration protections are outdoors the statute’s scope.



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