Raisin/Savebetter + Topcashback: Up To $1,250 Financial savings Bonus With Up To $100,000 Deposit

Replace 12/25/25: $250 on TCB now. 

Prolonged to November 30, 2025

Replace 8/5/25: $150 on TCB now. 

Replace 8/4/25: Tiers have modified and now most is $1,000. Can nonetheless go through topcashback for another $100. Hat tip to reader bockrr

The Supply

Direct link to offer, don’t share your referrals within the feedback under. Use this linked post instead.

• Raisin is providing as much as $1,000 (plus one other $100 by way of topcashback)
  • $75 for depositing between $10,000 and $24,499
  • $250 for depositing between $25,000 and $49,999
  • $500 for deposits between $50,000 and $99,999
  • $1,000 for deposits of $100,000 or extra

The High-quality Print

• Referral bonus supply phrases & situations:
• Present Raisin prospects are eligible to obtain a $100 referral bonus and their referees are eligible to obtain a minimal $50 bonus for every referee who (1) opens an account with Raisin.com and makes a minimal preliminary deposit of $5,000 and (2) referee maintains the minimal deposit quantity for a interval of at the least 90 days. Referee should use your distinctive private referral code so that you can be eligible to obtain your referral bonus money. Referrers are eligible to earn a most of $2,000 with the Raisin Referral Program.
• Referees earn bonuses for preliminary deposits maintained over 90 days as follows: $50 for deposits between $5,000 and $9,999; $100 for deposits between $10,000 and $49,999; $150 for deposits between $50,000 and $99,999; or $200 for deposits of $100,000 or extra.
• Referral bonus money might be deposited by Raisin Options US LLC into buyer’s and into referee’s exterior financial institution accounts, respectively, that have been linked to www.raisin.com/en-us inside 30 days of satisfying all phrases to qualify for referral bonus money. US prospects solely.
• Not open to Raisin Options workers.
• Raisin reserves the correct to terminate this supply at any time and to disclaim Buyer referral bonus money for any motive.
• This bonus supply applies to preliminary buyer deposits made after Might 8, 2024.
• All checking account bonuses are handled as revenue/curiosity and as such it’s a must to pay taxes on them

Avoiding Charges

Month-to-month Charges

These accounts don’t have any month-to-month charges.

Replace Historical past

Our Verdict

Raisin was once known as SaveBetter and now we have lined it twice earlier than (when there was a $50 bonus and why we don’t list SaveBetter rates). Charges are aggressive with the best high yield savings accounts, though barely worse than the highest charges, though the bonus isn’t vital in comparison with the deposit required (e.g the $200 bonus works out to be an additional 0.8% APY annualized over that 90 day interval). Suppose the earlier Rakuten supply for $50 for $100 deposit was higher. Don’t share your referrals within the feedback under. Use this linked post instead.

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