J.P. Morgan Self-Directed Investing Up To $1,000 Bonus With $5k-$250k Invested

Replace 1/8/26: Prolonged via 4/21/26 at this link. (ht Cc) The $250k tier is a lot better now with a $1,000 bonus (beforehand $700).

The Provide

New link | Direct link to offer | Another link for higher tiers

• Chase is providing a bonus on their You Invest investment product. This product provides free trades to some prospects along with different advantages. The present join bonus is tiered and varies primarily based on how a lot you fund the account with:
  • Fund $5,000-$24,999 and get a bonus of $50
  • Fund $25,000-$99,999 and get a bonus of $150
  • Fund $100,000-$249,999 and get a bonus of $325 (the outdated hyperlink is best for this tier)
  • Fund $250,00+ and get a bonus of $700
  • Fund $500,000+ and get a bonus of $1,200 $1,000
  • Fund $2,000,000+ and get a bonus of $2,500
• Account have to be funded inside 45 days and have to be maintained for 90 days

The Effective Print

• Money promotion is restricted to 1 per buyer and might solely be utilized to 1 new You Make investments Commerce account (Brokerage, Conventional IRA, or Roth IRA). To enroll within the as much as $625 supply, it’s essential to open an account via this web page.
• Prospects should open and fund a brand new You Make investments Commerce account with new cash of $25,000 or extra in money or securities from a non-Chase or non-J.P. Morgan account and can’t be funds or securities held by Chase or its associates. New cash have to be transferred inside 45 days of account opening.
• At day 45, the bonus tier can be decided
• Money bonus can be credited to the account inside 10 enterprise days of those necessities being met.
• You’ll be able to take part in just one You Make investments, Chase Non-public Shopper Checking, or Sapphire Checking new cash bonus in a 12 month interval.
• The brand new cash stability have to be maintained within the account for at the very least 90 days from the date of funding (losses on account of buying and selling or market fluctuation is not going to be taken under consideration).

Our Verdict

Previously only the lowest tier bonus has been offered. Bear in mind you are able to do this bonus and nonetheless do a Chase checking & Savings bonus as nicely, however doing this bonus prevents you from doing the Chase Non-public Shopper or Sapphire Checking bonus. If contemplating this bonus you could have a number of choices:

• You’ll be able to simply fund the account with $25,000-$250,000 and depart the funds in there with out investing them for 90 days. For most individuals this gained’t be value doing.
• A greater choice would to place the funds right into a cash market fund reminiscent of VMMXX or VUSXX. These have been yielding 2%+ returns and are thought of very protected, however they don’t have FDIC insurance coverage like a traditional high yield savings account.
• You’ll be able to make investments funds as you usually would.
• Reader Ben factors out that the Sapphire Banking supply doesn’t permit IRA funds to rely to the funding quantity whereas this You Make investments supply does permit that. So in the event you don’t have non-IRA funds to maneuver over and thus can’t get the Sapphire bonus, this You Make investments bonus can actually be value free by merely transferring over IRA funds (I’ve by no means truly transferred an IRA, personally, however I assume it’s not tough). One other reader factors out that there are sometimes charges for transferring an IRA, test along with your unique establishment and with Chase to search out out if there are charges to switch in or out.

We’ll add this to our List of Best Brokerage Bonuses.

Publish historical past:

• Replace 9/30/25: Prolonged via 1/8/26. There’s additionally a brand new hyperlink with a $1k tier, up to date beneath. Tiers maintain altering barely with every hyperlink. 
• Replace 9/5/25: Provide has been prolonged via 10/21/25
• Replace 1/22/25: Deal has been prolonged to 4/15/2025
• Replace 10/12/24: Deal has been prolonged to  01/23/2025
• Provide has been prolonged to 10/11/24
• Replace 10/11/23: Prolonged till 01/22/2024. Bonus now $700.
• Replace 7/15/23: Prolonged till 10/12/2023.
• Replace 5/3/23: Provide is again at this link (incognito) via 7/13/23.
• Replace 3/16/23: Here’s another link with related tiers and which additionally features a greater $1,200 and $2,500 tier. Up to date beneath.
• Replace 1/13/23: $700 bonus is back. Additionally added $150 tier. Legitimate now via 4/13/23. (ht David)
• $700 bonus has ended, $625 now out there.
• Replace 10/24/22: All tiers have been elevated, most bonus now $700.
• Replace 10/18/22: Deal is again and legitimate via 1/19/23.
• Replace 7/28/22: Deal is again via October 10, 2022. New hyperlink. There’s additionally a focused e-mail being despatched out with a few further tiers. (ht 20201103)
• Replace 5/25/22: Deal is again via July 14, 2022. New link. The bottom tier modified from $200 to $125, up to date beneath. (ht BG)
• Replace 10/26/20: Bonuses lengthen till 11/24/2020.
• Replace 9/19/20: Bonuses have been diminished to $200/$300/$625. Bonus prolonged till October 25, 2020. Hat tip to reader SamL
• Replace 5/1/20: $300 bonus has been elevated to $350 and $625 bonus has been elevated to $725. Hat tip to reader Chase-ing UR points