Tuesday, January 13, 2026

316 Monetary $100 Checking Bonus

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Replace 1/12/26: Deal is again till April 15, 2026. Requires a $1,000 direct deposit now as a substitute of $750+. Hat tip to reader Avi

Provide at a look

  • Most bonus quantity: $100
  • Availability: Nationwide
  • Direct deposit required: Yes, $1,000+
  • Extra necessities: None
  • Arduous/mushy pull: Soft pull
  • ChexSystems: Yes
  • Bank card funding: No
  • Month-to-month charges: None 
  • Early account termination charge: None 
  • Family restrict: None 
  • Expiration date: November 28,2025

The Provide

Direct link to offer

  • 316 Monetary is providing a $100 bonus if you open a brand new checking account and full the next necessities: 
    • Use promo code RELEVANT2026
    •  Arrange direct deposits totaling $1,000 or extra inside 60 days

 

The Tremendous Print

  • Bonus will publish by February 26, 2026
  • All checking account bonuses are handled as revenue/curiosity and as such you need to pay taxes on them

Avoiding Charges

Month-to-month Charges

There isn’t any month-to-month charge. 

Early Account Termination Charge

I didn’t see any point out of an EATF within the charge schedule. 

Our Verdict

It is a division of Primis financial institution that also offers a $100 business checking account. They recently had a $100 offer with no direct deposit required however that was pulled early possible resulting from reputation. I feel this deal can be quite a bit much less widespread as a direct deposit is required and we don’t have any datapoints on what works. Nonetheless we’ll add this to our best bank bonus page as I doubt we’ll see any higher bonus quickly. 

Hat tip to reader Paul

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