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2026.1 Replace: The brand new supply is 175k. Supply expires on 2026.3.18.
2025.9 Replace: The brand new supply is 165k. [2025.10 Update] The upper supply is expired. The present supply is simply 140k.
2025.5 Replace: There’s a 5FN supply (as much as 60k every). That is the perfect supply on this card. [Expired]
Utility Hyperlink
Advantages
- 175k supply: earn 175,000 IHG factors after spending $5,000 in 3 months. That is the perfect factors supply; the latest finest supply is 5FN (as much as 60k every).
- IHG factors are valued round 0.5 cents/level (Hotel Points Value). So the 175k supply is value about $875.
- Obtain a 40k Free Evening (FN) certificates yearly after your account renewal anniversary date. You can too use current IHG factors to redeem your FN at inns above the 40,000 level redemption stage.
- Earn 10x factors at IHG property, 5x factors at eating, grocery store and fuel station, and 3x level on different purchases.
- Obtain as much as $50 United TravelBank Money every calendar 12 months: You will obtain one $25 United TravelBank money deposit on or about January 1, and one other $25 United TravelBank money deposit on or about July 1. Deposits made between January 1 and June 30 will expire on July 15, no matter deposit date. Deposits made between July 1 and December 31 will expire on January 15, no matter deposit date. It’s essential to full a one-time registration to obtain this profit. This profit is actually ineffective due to its brief expiration and small quantity.
- Earn 10,000 bonus factors + $100 assertion credit score after you spend $20,000 on purchases and make one further buy every account anniversary 12 months.
- 20% off 20% on whenever you buy IHG factors along with your card.
- Redeem 3 nights, get the 4th night time free.
- Complimentary IHG Platinum Membership so long as you’ve got this card. Get IHG Diamond Membership for those who spend $40k.
- International Entry or TSA PreCheck $100 credit score each 4 years.
- No international transaction price.
- Refer a friend. Please click on this link to begin referring. You’ll be able to earn 10,000 bonus IHG factors for each accepted account you refer, as much as a most of 5 accepted referrals (50,000 IHG factors) per calendar 12 months.
Disadvantages
- $99 annual price, NOT waived fist 12 months.
- Free night time is simply legitimate for one 12 months.
Really useful Utility Time
- [5/24 Rule] In case you have 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this post for particulars about how you can presumably bypass this rule.
- This product is offered to you for those who wouldn’t have a present IHG Rewards Credit score Card and haven’t acquired a brand new Cardmember bonus inside the final 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account. This doesn’t apply to Enterprise Card Credit score Card merchandise.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’ll get rejected.
- We suggest you to use for this card after you’ve got a credit score historical past for greater than a 12 months.
Abstract
In comparison with different lodge teams, IHG is robust in nationwide parks and a few small cities in the midst of nowhere. Because the revamp in 2022.3, now you can redeem 40k FN with some additional factors to e book for greater class inns, and this considerably elevated the flexibleness for the FN. This card isn’t a great card for on a regular basis spending as a result of IHG factors should not very worthwhile, so the 10k spending bonus is mainly only a joke. Retaining this card for a very long time is mainly equal to make use of $99 to purchase a 40k FN, whether or not it’s value it actually rely in your touring frequency and many others.
Associated Credit score Playing cards
| Chase IHG Traveler | Chase IHG Premier | Chase IHG Premier Enterprise | |
|---|---|---|---|
| Annual Payment | $0 | $99 | $99 |
| Free Evening | none | as much as 40k | as much as 40k |
After Making use of
- Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain determination in 2 weeks means your utility might be accepted; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional evaluation and there’s nothing to inform you for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it for those who didn’t get approve instantly. Your private info shall be acquired and they’ll then evaluation it. You seldom reply questions, as an alternative, simply benefit from the music and then you definately get accepted or rejected, or additional info is required to be handed in to the department or be faxed.
