Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2024.11 Replace: The brand new supply is 60k.
2024.9 Replace: The upper supply is expired. The present supply is 50k.
2024.6 Replace: The brand new supply is 60k. Card artwork is modified.
Utility Hyperlink
Advantages
- 60k supply: get 60,000 United miles after $3,000 spending in 3 months. The current greatest supply is 70k.
- We worth UA miles at 1.5 cents (Airline Miles Value). So the 70k highest sign-up bonus is value about $1,050! See A Beginner’s Guide to UA Miles to test for particulars about UA Miles.
- Earn 2x UA miles on United, eating places and lodges. Earn 1x UA mile per greenback spent on all different purchases.
- Get 2 United Membership one-time passes every year.
- First checked bag free on United flights when buying tickets (or paying the tax and charges for award tickets) with this card..
- Group 2 boarding on United flights when buying tickets (or paying the tax and charges for award tickets) with this card.
- Earn 25% again on in flight purchases.
- Get 25% bonus miles on MileagePlus X purchases.
- Extra award availability (XN cabin) with this card.
- As much as $100 World Entry or TSA Pre✓® Charge Credit score.
- With this card, you’ll be able to redeem your UA miles in direction of annual price at a set ratio 1.52 cents/level.
- Major automotive rental insurance coverage.
- No overseas transaction price.
- Refer a buddy (focused): You may earn 5,000 bonus UA miles for each accepted account you refer, as much as a most of 10 accepted referrals (50,000 UA miles) per calendar yr.
Drawback
- Annual price $95, waived for the primary yr.
Really useful Utility Time
- [5/24 Rule] If in case you have 5 or extra new accounts opened up to now 24 months, Chase is not going to approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this post for particulars about how you can probably bypass this rule.
- You aren’t eligible for this sign-up bonus in the event you obtained a sign-up bonus on this card inside 24 months. Observe that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’ll get rejected.
- We advocate you to use for this card after you could have a credit score historical past for greater than a yr.
Abstract
The sign-up bonus on this card is often very good, so it’s value making use of. Nonetheless, the reward charge of on a regular basis spending isn’t very spectacular, which makes it arduous to justify the $95 annual price. In case you fly UA quite a bit as a way to benefit from these UA associated perks, then this bank card is value retaining. In any other case you’ll be able to contemplate downgrading it to the no price Chase United Gateway card after one yr.
Associated Credit score Playing cards
| Chase UA Gateway | Chase UA Explorer | Chase UA Explorer Enterprise | Chase UA Quest | Chase UA Membership | Chase UA Membership Enterprise | |
|---|---|---|---|---|---|---|
| Annual Charge | 0 | $95 | $99 | $250 | $525 | $450 |
| Varied Credit | – | – | – | $125 annual United buy credit score; Two 5,000-mile anniversary award flight credit | – | – |
| Signal-up Bonus | 20k | 70k with first yr AF waived | 75k with first yr AF waived | 90k | 120k | 75k |
Really useful Downgrade Choices
After Making use of
- Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain choice in 2 weeks means your utility might be accepted; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional assessment and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in the event you didn’t get approve instantly. Your private info might be acquired and they’ll then assessment it. You seldom reply questions, as an alternative, simply benefit from the music and then you definately get accepted or rejected, or additional info is required to be hand in to the department or faxed.
Historic Gives Chart
Observe: Typically there are affords reminiscent of 40k+25k on this card, however the spending requirement for the latter half is big. Due to this fact, we don’t deal with them as sign-up bonus; as an alternative, we deal with them as spending bonus.
