United Quest℠ Card Overview (2026.4 Replace: 100k Provide)

Advertiser Disclosure: This web site is a part of affiliate gross sales networks and receives compensation for sending visitors to companion websites. This compensation might affect how and the place hyperlinks seem on this web site. This web site doesn’t embrace all monetary firms or all out there monetary presents.

2026.4 Replace: The brand new welcome supply is 100k. Provide ends on 2026.5.20. Additionally, there’s a brand new profit added on all UA cobranded playing cards: 10% off on UA award flights. For the no fee card UA Gateway card, it’s essential spend $10k in a calendar 12 months to get this profit, whereas for all different UA cobranded playing cards with an annual charge, you get this profit so long as you maintain the cardboard.

2026.1 Replace: The brand new welcome supply is 90k. Provide ends on 2026.4.1.

2025.6 Replace: The brand new welcome supply is 110k! That is the very best ever supply on this card. [2025.8 Update] The welcome supply is now lowered to 80k.

Software Hyperlink

Advantages

1. 100k supply: earn 90,000 United miles after spending $4,000 in 3 months. Earn 10,000 extra miles whenever you add a certified person within the first 3 months. That’s 100k miles in complete. The current greatest supply is 110k.
2. We worth UA miles at 1.5 cents (Airline Miles Value). So the 110k highest welcome supply is value about $1,650! See A Beginner’s Guide to UA Miles to verify for particulars about UA Miles.
3. Earn 4x UA miles on United; earn 2x UA miles on journey, eating places, and choose streaming companies; earn 1x UA mile per greenback spent on all different purchases.
4. [New] $200 United TravelBank money: Routinely obtain $200 in United TravelBank money after account opening and yearly in your account anniversary. This profit changed the earlier $125 credit score on United purchases.
5. [New] Annual 10,000-mile award flight low cost: Beginning along with your first anniversary and each anniversary thereafter, you’ll get a ten,000-mile low cost to make use of towards an eligible award flight. This profit changed the earlier two 5,000-mile anniversary award flight credit.
6. [New] Earn a ten,000-mile award flight low cost after spending $20,000 every calendar 12 months.
7. [New] There are numerous coupons on this card now, see subsequent part under.
8. [New] 10% off on UA award flights.
9. First and second checked bag free on United flights when buying tickets (or paying the tax and charges for award tickets) with this card..
10. Group 2 boarding on United flights when buying tickets (or paying the tax and charges for award tickets) with this card.
11. Earn 25% again on in flight purchases.
12. Get 25% bonus miles on MileagePlus X purchases.
13. Extra award availability (XN cabin) with this card.
14. As much as $100 World Entry or TSA Pre✓® Price Credit score.
15. With this card, you’ll be able to redeem your UA miles in direction of annual charge at a set ratio 1.60 cents/level.
16. Main automotive rental insurance coverage.
17. No international transaction charge.
18. Refer a buddy (focused): You possibly can earn 5,000 bonus UA miles for each permitted account you refer, as much as a most of 10 permitted referrals (50,000 UA miles) per calendar 12 months.

Numerous Coupons

• $150 Renowned Hotels and Resorts credit score: Obtain as much as $150 again in assertion credit every anniversary 12 months on resort lodging whenever you prepay instantly via Renowned Hotels and Resorts with this card.
• $80 Avis/Budget credit score: Obtain $40 in United TravelBank money, as much as $80 every anniversary 12 months, on your 1st and 2nd Avis or Price range automotive rental booked instantly via cars.united.com and paid for with this card.
• $100 rideshare credit score: Enroll to obtain as much as $100 again as assertion credit every calendar 12 months on rideshare purchases when paying with this card: $8 again as a press release credit score every month from January via November and as much as $12 again for the month of December. Yearly opt-in is required.
• $180 Instacart credit score: Obtain one $10 Instacart credit score and one $5 Instacart credit score month-to-month, as much as $180 complete every calendar 12 months, for purchases made instantly via Instacart with this card. Phrases apply. Advantages finish 12/31/27.
• $150 JSX credit score: Rise up to $150 again as a press release credit score every anniversary 12 months whenever you e book flights instantly with JSX utilizing this card. JSX is a hop-on jet service that provides a semi-private flying expertise at industrial fares.

Drawback

1. [New] Annual charge $350, NOT waived for the primary 12 months.

Really helpful Software Time

1. [5/24 Rule] You probably have 5 or extra new accounts opened up to now 24 months, Chase is not going to approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this post for particulars about probably bypass this rule.
2. You aren’t eligible for this sign-up bonus for those who obtained a sign-up bonus on this card inside 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely doubtless that you’ll get rejected.
4. We suggest you to use for this card after you’ve a credit score historical past for greater than a 12 months.

Abstract

The sign-up bonus on this card could be very good, so it’s value making use of. Nevertheless, this card has grow to be a coupon e book. For those who fly United so much, then $200 United TravelBank money plus 10,000-mile award flight low cost (about ~$150 in worth) can considerably offset the $350 annual charge. For those who can additional benefit from a coupon just like the $150 Famend Inns and Resorts coupon, then you will get greater than the annual charge. For those who hate spending time on this sort of factor, you’ll be able to take into account downgrading it to the no charge Chase United Gateway card after one 12 months.

Associated Credit score Playing cards

Really helpful Downgrade Choices

After Making use of

• Name 800-436-7927 to verify Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain determination in 2 weeks means your utility might be permitted; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional evaluation and there’s nothing to let you know for now.

Historic Affords Chart

Notice: Typically there are presents resembling 80k+20k on this card, however the spending requirement for the latter half is large. Subsequently, we don’t deal with them as sign-up bonus; as an alternative, we deal with them as spending bonus.

Software Hyperlink

For those who like this publish, remember to provide it a 5 star ranking!