Tuesday, July 29, 2025

[YMMV] Citi Strata Elite Overview: 100,000 Factors Bonus

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Warning: Use this hyperlink at your personal threat, it was discovered on the US Credit Card Forums and it’s unclear the place it originated. Safer method would be calling in branch to get them to e-mail you a 100k link. 

The Supply

Direct link to offer

  • Signup for a brand new Citi Strata Elite card and get 100,000 factors after spending $4,000 inside 3 months

Card Particulars

  • $595 annual price
    • $75 for every Approved Consumer 
    • There may be $145 annual price low cost you probably have Citigold or Personal Consumer relationship with the financial institution ($200k+)
    • Citi Personal Purchasers get your entire $595 waived for the primary yr
  • No international transaction charges
  • Card is a Mastercard. It’s the the primary World Legend Mastercard.
  • Factors switch to American Airlines, JetBlue, Virgin Atlantic, 
Cathay Pacific, Eva Air, Selection Lodges, The Main Lodges of the World and others.

Card Advantages

  • $300 Annual Resort Profit – Every calendar yr, take pleasure in as much as $300 off a lodge keep of two nights or extra when booked by way of cititravel.com.
  • $200 Annual Splurge Credit score – Each calendar yr (January 1 by way of December thirty first), earn as much as $200 in assertion credit in your alternative of as much as 2 of the next manufacturers: 1stDibs, American Airways (exclusions apply), Finest Purchase, Future Private Coaching, and Dwell Nation (exclusions apply). Bear in mind to activate two Splurge retailers. 
  • $200 Annual Blacklane Credit score – Each calendar yr, earn as much as $200 in assertion credit once you guide with Blacklane, a premium international chauffeur service. Earn as much as $100 on Blacklane purchases January by way of June and as much as $100 July by way of December.
  • Precedence Move Choose membership – Get pleasure from complimentary entry to 1,500+ airport lounges worldwide. Annual membership price valued at $469. (Eating places not included, sadly.)
  • American Airways Admirals Membership Lounge Entry Passes – Each calendar yr, obtain 4 Admirals Membership Citi Strata Elite Passes for entry to just about 50 Admirals Membership lounges (over $300 in worth). Inside every of the almost 50 lounges, you’ll be able to take pleasure in a number of snacks, complimentary cocktails, private journey help and extra.
  • $120 World Entry or TSA PreCheck Software Payment Credit score – Obtain an announcement credit score, as much as $120 each 4 years, as reimbursement on your software price for World Entry or TSA PreCheck.

Factors Incomes

Card earns Citi ThankYou factors:

  • 12x factors per greenback spent on Lodges, Automobile Leases, and Points of interest booked on cititravel.com
  • 6x factors per greenback spent on Air Journey booked on cititravel.com
  • 6x factors per greenback spent at eating places on Citi Nights purchases, Friday and Saturday from 6 PM – 6 AM ET
  • 3x factors per greenback spent at Eating places another time
  • 1.5x factors per greenback spent on All Different Purchases

Our Verdict

That is clearly higher than the general public 80,000. Once more I’d advise warning utilizing this hyperlink however individuals can do their very own threat evaluation on this one. We seemingly received’t add this to the best credit card bonus web page because of the threat concerned. 



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