2026.3 Replace: Cardholders ought to have all obtained an e-mail by now: on August 14, 2026, the issuer of this card will change from American Specific to U.S. Financial institution. This alteration is probably going a combined bag. On the one hand, some folks have been shutdown by AmEx or are tight on their AmEx bank card slots, so having the Amazon card moved away from AmEx may truly be a constructive. However, U.S. Financial institution is mostly recognized for being harder in terms of approvals, so some folks might not be capable of get accredited for this card.
2020.10 Replace: Reminder: the cap of 5% cashback is now efficient. Additionally, based mostly on current information factors, AmEx now solely let you maintain certainly one of this card at a time, due to this fact you’ll be able to’t enhance the cap by holding a number of of this card.
2020.6 Replace: The provide is now $125. Efficient Oct.1, you’ll earn 5% or 3% Again solely on the primary $120,000 in purchases every calendar yr, 1% Again thereafter.
Utility Hyperlink
Advantages
- $125 provide: earn a $125 Amazon Reward Card upon approval (The provide is $100 for non-Prime members)
- Earn 5% cashback at Amazon, Entire Meals, Amazon Enterprise, and AWS in case you are an Amazon Prime member (3% if not), 2% cashback at eating places and gasoline stations (1% if not), 1% cashback on all different purchases. With a purpose to get the 5%, you have to use your personal Amazon account. Pupil Prime membership and trial prime membership counts as nicely.
- You possibly can select to get an additional 90 days curiosity free on U.S. purchases at Amazon Enterprise, AWS, Amazon.com and Entire Meals Market with an eligible Prime membership, as a substitute of 5% cashback.
- No international transaction payment.
- No annual payment.
Disadvantages
- Although it seems to be a no annual payment card, truly you have to keep in mind that Prime Membership prices you some cash each yr.
- You’ll earn 5% or 3% Again solely on the primary $120,000 in purchases every calendar yr, 1% Again thereafter.
- AmEx solely let you maintain certainly one of this card at a time, due to this fact you’ll be able to’t enhance the cap by holding a number of of this card.
Really helpful Utility Time
- You possibly can solely get the welcome bonus as soon as in a lifetime, so make sure to apply when the historic highest provide seems.
- AmEx doesn’t care concerning the variety of laborious pulls.
- You possibly can attempt to apply for it when you’ve gotten a credit score historical past of 6 months.
Just one AmEx bank card could be accredited in a day. This rule doesn’t apply to cost playing cards, you could be accredited for one bank card and a number of cost playing cards within the day.A number of playing cards accredited in the identical day will solely have one Exhausting Pull.- Solely 2 AmEx bank cards could be accredited inside 90 days, however once more, this rule doesn’t apply to cost playing cards.
- You possibly can preserve at most 5 AmEx bank cards, not together with cost playing cards.
Abstract
In the event you spend some huge cash on Amazon, and are already an Amazon Prime member, it’s a first rate card with 5% cashback. The advantages of this card are similar to Chase Amazon Prime personal card. You need to select one based mostly on which financial institution you want higher, although keep in mind that holding this card will occupy certainly one of your 5 Amex bank card slots.
Associated Credit score Playing cards
After Making use of
- Click on here to verify AmEx utility standing.
- AmEx reconsideration backdoor quantity: 877-399-3083. The “actual” backdoor variety of Amex is nicely protected. Totally different from Chase, the representatives from this AmEx reconsideration backdoor quantity solely have the fitting that will help you submit requests.
