Non-affiliate disclosure: all details about this card has been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
[2026.8 Update] The brand new provide is 75k+25k: Spend $4,000 inside 3 months of account opening to get 75k miles, and spend $20,000 inside 12 months to get one other 25k miles. In complete it’s 100k AC miles. The latter half will not be price doing as a result of the spending quantity is large. HT: USCC101.
[2026.6 Update] The upper provide is expired. At the moment there’s solely a 60k provide.
[2026.3 Update] There’s a 85k provide now. HT: FM.
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Advantages
- 75k+25k provide: Earn 75,000 Air Canada (AC) miles after you spend $4,000 within the first 3 months, and one other 25,000 AC miles for those who spend $20,000 in complete inside 12 months after account opening. This is without doubt one of the greatest gives on this card.
- We worth AC miles at 1.4 cents (Airline Miles Value), so the 75k a part of the provide is price about $1,040.
- Earn 3 AC miles per $1 spent on purchases with Air Canada, grocery, and eating places. And earn 1 AC miles per $1 spent on all different purchases.
- Earn 500 AC miles for each $2,000 you spend in a calendar month – as much as 1,500 miles per thirty days.
- Aeroplan 25K Standing: As a brand new cardmember, you get complimentary Aeroplan 25K Standing for the rest of the calendar yr, plus the next calendar yr. You possibly can preserve your Aeroplan 25K Standing with $15,000 in account spend throughout a calendar yr.
- Stage Up Aeroplan Standing: Earn an Elite Standing Stage Up of 1 tier to 35K Standing or increased for current standing holders with $50,000 in account spend throughout a calendar yr.
- [New Benefit] Pay Your self Again: You possibly can redeem miles at 1.25 cents per level towards journey bills charged on this card. Beforehand there’s no cap. Ranging from 2025, you possibly can redeem at most 200k miles per yr.
- [New Benefit] 10% UR Factors Switch Bonus: With this card, for those who switch 50k or extra in a single transaction, you will get 10% bonus factors, making the unique 1:1 ratio to be 1:1.1. This profit might be stacked with the same old switch bonuses. Higher restrict: 25,000 bonus factors per calendar yr.
- First examine bag free for the first cardmember and as much as eight (8) different passengers touring on the identical reservation.
- Holding this card prevents Aeroplan miles from expiring (in any other case they are going to expire if there isn’t a exercise in 18 months). In case your Aeroplan miles expire by chance, you possibly can reinstate your Aeroplan miles for those who apply for this bank card inside 6 months.
- World Entry or TSA PreCheck® or NEXUS Payment Credit score.
- No overseas transaction payment.
Drawback
- Annual payment $95, NOT waived first yr.
Beneficial Software Time
- [5/24 Rule] If in case you have 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your utility, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this post for particulars about how one can presumably bypass this rule.
- This product is accessible to you for those who wouldn’t have this card and haven’t obtained a brand new cardmember bonus for this card prior to now 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’ll get rejected.
- We advocate you to use for this card after you’ve got a credit score historical past for greater than a yr.
Abstract
AC miles might be obtained from Chase UR factors, AmEx MR factors, or Capital One Miles, so it’s a fairly standard miles program. If in case you have plans to play with AC miles, then this card is price contemplating.
One other spotlight is the AC 25k standing. You need to think about this card for those who discover this standing helpful to you.
After Making use of
- Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain choice in 2 weeks means your utility might be permitted; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional evaluate and there’s nothing to inform you for now.
Historic Presents Chart
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