Replace 7/12/26: Prolonged till 7/31. Hat tip to reader snailrock
Replace 5/10/26: There is also a $100 savings bonus. Just requires six consecutive monthly transfers from a qualified Ascend checking account. Hat tip to reader snailrock
Replace 4/18/26: Bonus is again, however for $300 this time. Legitimate till June 28, 2026,
Phrases say Connecticut residents solely
Supply at a look
- Most bonus quantity: $400
- Availability: NY, CT, VT, RI, MA, ME, NH
- Direct deposit required: Yes, no minimum
- Extra necessities: See beneath
- Onerous/tender pull: Unknown
- ChexSystems: Unknown
- Bank card funding: None
- Month-to-month charges: None
- Early account termination charge: $100, 180 days
- Family restrict: None listed
- Expiration date: December 31, 2025
The Supply
- Ascend Financial institution (previously Guilford Financial savings Financial institution) is providing a $400 bonus once you open a brand new checking account and full the next necessities:
- $200 to open checking for six months, should meet necessities to maintain account charge free ($250/mo direct deposit and a debit card buy for the bottom tier)
- $100 to obtain a direct deposit inside 30 days
The High-quality Print
- As much as $400 Client Checking Supply: Supply accessible once you open a brand new Entry Checking, Most well-liked Entry Checking or Prime Entry Checking account.
- It’s essential to enter promotion code “Ascend400” if opening on-line or point out the promotion to a banker when opening at any Ascend Financial institution department.
- Account should stay open for 180 days to obtain the $200 assertion credit score.
- Get $100 for making a direct deposit inside 30 days of opening your account.
- Eligible direct deposits are digital automated clearing home (ACH) deposits. Examples of eligible direct deposits embody, however will not be restricted to: payroll, Social Safety, pension and authorities advantages.
- Deposits made by a teller, ATM, or the Ascend Financial institution cell app are ineligible direct deposits. Get $100 once you open a Spring Financial savings account inside 30 days of opening a qualifying checking account.
- Could also be topic to 1099 reporting.
- Account holder is accountable for all relevant taxes.
- Supply legitimate by December 31, 2025, and could also be withdrawn at any time.
- Restrict 1 provide per particular person.
- New & current prospects are eligible, however funding could not come from a present Ascend Checking account.
- Charges on all balances topic to vary primarily based on future market situations.
- Accounts topic to approval.
- $50 minimal to open any private checking account. View full account particulars at https://ascend.financial institution/private/financial institution/checking.
- All checking account bonuses are handled as revenue/curiosity and as such it’s a must to pay taxes on them
Avoiding Charges
Month-to-month Charges
Early Account Termination Payment
Account should stay open for 180 days to obtain the $200 assertion credit score
Our Verdict
Undecided how correct the state availability is after the identify change. Share your experiences within the feedback beneath.
Hat tip to reader Brockrr
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