A Hayward magnitude-7.0–7.2 would shake the East Bay’s logistics, refineries and lifelines; contingent enterprise interruption on the Ports of Oakland and Los Angeles–Lengthy Seashore, and in tech manufacturing provide chains, is a persistent uncertainty. For reinsurers, the core difficulty is accumulation: the identical footprint can set off motor, property, DIC, power, marine, specialty and even cyber business-interruption the place information facilities and community hubs share utility dependencies.
