MooMoo Brokerage Triple Stack Signup & Switch Bonus Supply

Replace 4/1/25: Supply has been renewed/prolonged via June third. They’re additionally providing 60 free shares once you ACH or wire $5,000 (beforehand it was 30 shares for $2,000; now it’s 60 shares for $5,000). That ought to add one other ~$100 to the deal. (ht Tikky)

The Supply

Direct Link to offer | Terms

• Moomoo brokerage is providing three promos for individuals who have signed as much as a brand new Moomoo account between January 15, 2025 and March 31, 2025:
  1. Get a bonus 4% APY on uninvested money for 90 days, as much as $20,000. That’s on prime of the common rate of interest of 4.10% for 8.10% APY whole.
  2. Get a 3% match of your first ACAT switch. The match is restricted on as much as $20,000 in transfers ($600 max bonus potential). The switch should come to Moomoo from one of many following brokerages: Robinhood, Webull, TD Ameritrade (together with ThinkorSwim), Interactive Brokers, Constancy, E*Commerce, Money App, Charles Schwab, Ally Make investments, Firstrade, or Merrill Lynch.
  3. Switch in $2,000 through ACH or wire and get 30 free shares. Every inventory is value between $2 -$10 (or presumably extra).

The 8.1% provide is just for new clients. The latter two presents are for brand new clients and for current clients who’ve by no means made a deposit or ACAT into their account.

Our Verdict

The phrases are fairly clear that every one three of those can stack collectively. I by no means opened Moomoo and may get in on this provide. Right here’s how I’d go about doing it:

1. I’ll open a Moomoo account. I’ll open it on the offer landing page to be secure, although that doesn’t appear needed. (I’m not conscious of any particular new member bonus for utilizing a referral, however the referrer gets a bonus. No referral sharing within the feedback beneath beneath any circumstances. I’m not sure if utilizing a referral hyperlink someway messes up this triple stack we’re attempting right here.)
2. I’ll switch $20,000 in money from an eligible brokerage (see listing, above) to Moomoo. I’ll make sure to use the ACAT switch technique and never ACH. I’ll additionally make sure to switch within the full $20,000 in a single switch. It will allow me to max out the three% match and get a $600 money coupon. (I’ll make sure to redeem my $600 money coupon inside 6 months.) I’ll attempt to switch from a brokerage who doesn’t cost ACAT-out charges to avoid wasting that price.
   • You too can select to ACAT switch investments (e.g. shares or ETFs) as an alternative of money; I’d go for money since I anyway wish to push in $20,000 for the 8.1% promo.
3. I’ll go away the $20,000 in Moomoo for 90 days after receiving the money coupon. It will allow me to maintain the $600. I’ll additionally earn 8.10% curiosity on the funds for these 90 days. Since I sometimes earn round 4.10% in my regular high yield savings account, I’ll be getting an additional 4% APY which finally ends up round $200 additional on the $20k for these 90 days.
4. After finishing the $20,000 ACAT switch, I’ll then do an ACH switch of $2,000 and I’ll go away these funds there for 60 days after receiving the free shares. It will permit me to get 30 free shares which is able to hopefully be value one other $100-$200. (I’ll make sure to ‘draw’ the shares earlier than they expire, no matter which means.) I gained’t earn 8.1% on this extra $2,000 since I’ve already maxed out my $20k allotment with $20,000, however I’ll nonetheless earn 4.1% on these extra funds which is respectable. 

Total, if somebody has $22,000 sitting in a checking account, it seems you’ll be able to internet perhaps ~$1,000 with this bonus: $600 from the three% match, plus an additional ~$200 from the 8.1% price (4% additional is value round $200), plus let’s say $100-$200 from the 30 free shares.

If somebody indicators up with their buddy’s referral hyperlink, their buddy will get $150 as effectively. No referral sharing within the feedback beneath beneath any circumstances. I’m not sure if utilizing a referral hyperlink someway messes up this triple stack we’re attempting right here.

We’ll add this to our list of Best Brokerage Bonuses. You’ll be able to see past Moomoo promotions we’ve covered at this link.

Hat tip to reader Appletree