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2024.11 Replace: The brand new supply is 40k+$400. Supply ends on 2024.10.09. This one is not so good as the earlier 85k supply.
2024.10 Replace: The upper supply is expired. At the moment there’s solely a 50k supply.
2024.9 Replace: The 85k supply comes again. Supply ends on 2024.10.09.
Software Hyperlink
Advantages
- 40k+$400 supply: earn 40,000 Southwest Miles and $400 assertion credit score after spending $3,000 on purchases within the first 4 months. The current finest supply is 85k.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Value), so the 85k highest supply is value about $1,105. See A Beginner’s Guide to Southwest Miles for particulars about Southwest Miles.
- Earn 3x miles per greenback spent on Southwest Airways. Earn 2x miles per greenback on native transit and commuting (together with rideshare), Web, cable, telephone companies, and choose streaming, and Rapid Rewards hotel and car rental partner. Earn 1x mile per greenback spent on all different purchases.
- After every year anniversary and pay the annual payment, you may be credited 7.5k Southwest miles.
- $75 Southwest annual journey credit score (card membership yr).
- 4 Upgraded Boardings per yr when obtainable (card membership yr). The Upgraded Boardings are normally bought within the airport, and the worth is $30~$50. The Upgraded Boardings are very helpful for Southwest Airways, as a result of in contrast to different airways, in Southwest Airways whoever get in flight first can select any seat he/she needs.
- 25% again on in-flight purchases.
- Earn 1,500 TQPs (tier qualifying factors, helpful in direction of A-Listing standing, however not helpful in direction of companion move) for each $10,000 spent.
- No overseas transaction payment.
- If you happen to earn 125k Southwest miles in a yr, you get the Southwest companion move certificates which is legitimate till the tip of subsequent calendar yr!
Disadvantages
- Annual payment $149, NOT waived first yr.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean international locations, no additional worldwide routes.
Advisable Software Time
- [5/24 Rule] When you have 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your software on this card, irrespective of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this post for particulars about how one can presumably bypass this rule.
- This product is on the market to you in case you should not have any Southwest private bank card and haven’t acquired a brand new cardmember bonus for any Southwest private bank card prior to now 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely probably that you’re going to get rejected.
- We advocate you to use for this card after you have got a credit score historical past for greater than a yr.
Abstract
The 85k highest sign-up bonus is sweet. If you happen to apply for a private Southwest card and a enterprise Southwest card, each when have the best sign-up bonus, then you’ll earn greater than 125k Southwest miles in complete, which is greater than sufficient to get you a Companion Go (Notice which you could’t get two private Southwest playing cards on the identical time now). The perfect timing to get it’s the starting of a calendar yr, as a result of it will likely be legitimate till the tip of subsequent calendar yr!
Now you may solely select one Chase Southwest private card from the three. If you happen to don’t fly Southwest ceaselessly, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual payment is probably the most appropriate for you. If you happen to fly Southwest ceaselessly, then the Chase Southwest Precedence with extra advantages is best.
The worth for retaining this card is sweet: $75 Southwest credit score plus the worth of seven.5k Southwest miles are greater than the $149 annual payment already. The 4 Upgraded Boardings per yr can also be very helpful for frequent Southwest flyers, as a result of in contrast to different airways, in Southwest Airways whoever get in flight first can select any seat he/she needs.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Payment | $69 | $99 | $149 | $99 | $199 |
| Numerous Credit score | none | none | $75 Southwest credit score; 4 Upgraded Boardings | none | 4 Upgraded Boardings; Inflight WiFi; World Entry |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Greatest Signal-up Bonus | 75k | 75k | 75k | 60k | 80k |
The present phrases principally pressure you to decide on just one private Southwest bank card among the many three. However you may have each private and enterprise playing cards.
Advisable Downgrade Choices
- You can’t downgrade this card to any card with no annual payment, so I recommend you shut it whenever you don’t wish to maintain it any longer.
After Making use of
- Name 800-436-7927 to verify Chase software standing. That is an automatic phone line, and the data has the next meanings: Obtain resolution in 2 weeks means your software might be authorised; Obtain resolution in 7-10 days means your software might be rejected; Obtain resolution in 30 days merely means your software requires additional evaluation and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in case you didn’t get approve instantly. Your private data can be acquired and they’ll then evaluation it. You seldom reply questions, as an alternative, simply benefit from the music and you then get authorised or rejected, or additional data is required to be hand in to the department or faxed.
Historic Presents Chart
Notice: Generally there’s 50k+50k supply on this card. However the spending requirement for the latter 50k is large, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
