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2024.11 Replace: The brand new provide is 40k+$400. Provide ends on 2024.10.09. This one is not so good as the earlier 85k provide.
2024.10 Replace: The upper provide is expired. At the moment there’s solely a 50k provide.
2024.9 Replace: The 85k provide comes again. Provide ends on 2024.10.09.
Utility Hyperlink
Advantages
- 40k+$400 provide: earn 40,000 Southwest Miles and $400 assertion credit score after spending $3,000 on purchases within the first 4 months. The latest greatest provide is 85k.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Value), so the 85k highest provide is price about $1,105. See A Beginner’s Guide to Southwest Miles for particulars about Southwest Miles.
- Earn 2x miles per greenback spent on Southwest Airways, native transit and commuting (together with rideshare), Web, cable, cellphone providers, and choose streaming, and Rapid Rewards hotel and car rental partner. Earn 1x mile per greenback spent on all different purchases.
- Obtain 3k Southwest Miles after paying the annual price yearly after your second annual cardholder yr.
- 2 EarlyBird Test-In per yr.
- 25% again on in-flight purchases.
- For those who earn 125k Southwest miles in a yr, you get the Southwest companion move certificates which is legitimate till the top of subsequent calendar yr!
- Refer a pal (focused): You possibly can earn 5,000 bonus Southwest miles for each authorized account you refer, as much as a most of 10 authorized referrals (50,000 Southwest miles) per calendar yr.
Disadvantages
- Annual price $69, not waived first yr.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for flights on Southwest Airways itself. Southwest solely flies domestically inside the USA and to/from Mexico, Central America, and the Caribbean.
- It has international transaction price, so it isn’t a sensible choice exterior the US.
Beneficial Utility Time
- [5/24 Rule] When you have 5 or extra new accounts opened previously 24 months, Chase is not going to approve your utility for this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts open over 24 months, not solely Chase accounts. See this post for particulars about how you can presumably bypass this rule.
- This product is out there to you in case you should not have any Southwest private bank card and haven’t obtained a brand new cardmember bonus for any Southwest private bank card previously 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days.
- We suggest you to use for this card after you have got a credit score historical past of greater than a yr.
Abstract
The 75k highest sign-up bonus gives a superb worth. For those who apply for a private Southwest card and a enterprise Southwest card, each when have the best sign-up bonus, then you’ll earn greater than 125k Southwest miles in complete, which is greater than sufficient to get you a Companion Cross. Bear in mind which you can not get two private Southwest playing cards on the identical time now. The most effective timing to get the Companion Cross is the start of a calendar yr, as a result of will probably be legitimate till the top of subsequent calendar yr!
Now you’ll be able to solely select one Chase Southwest private card from the three out there. For those who don’t fly Southwest steadily, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual price is essentially the most appropriate for you. For those who fly Southwest steadily, then the Chase Southwest Precedence with extra advantages could also be higher.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Price | $69 | $99 | $149 | $99 | $199 |
| Numerous Credit score | none | none | $75 Southwest credit score; 4 Upgraded Boardings | none | 4 Upgraded Boardings; Inflight WiFi; International Entry |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Greatest Signal-up Bonus | 75k | 75k | 75k | 60k | 80k |
The present phrases pressure you to decide on just one private Southwest bank card among the many three. However you’ll be able to have each private and enterprise playing cards.
Beneficial Downgrade Choices
- You cannot downgrade this card to any card with no annual price, so I counsel you shut it while you don’t wish to maintain it any longer.
After Making use of
- Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the response from the automated line will likely be one of many following: Obtain determination in 2 weeks means your utility might be authorized; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional evaluate and there’s nothing to inform you for now. Word that is all anecdotal, and your utility might change from one standing to a different all through the appliance course of.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in case you didn’t get instantly authorized.
Historic Presents Chart
Word: Typically there’s 50k+50k provide on this card. However the spending requirement for the latter 50k is large, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as a substitute.
