After Tanger submitted its claims, each ACE and Liberty Mutual denied protection. The insurers asserted that Tanger had not established any direct bodily loss or injury to property and that the claimed losses had been excluded below the insurance policies. Tanger, in response, pointed to the language in its insurance policies, which insured “in opposition to all dangers of direct bodily lack of or injury to property described herein.” The insurance policies didn’t comprise a alternative of regulation provision specifying which state’s regulation would apply to protection disputes, however did embrace a clause stating that the insurer would undergo the jurisdiction of any competent court docket inside the USA on the insured’s request.
