[Targeted] E*Commerce $300 Checking Bonus

Replace 2/11/25: Bonus is again, now $300. Legitimate till March 31, 2025. Nonetheless incorporates focused language.

Provide at a look

• Most bonus quantity:
• Availability: Focused, phrases state ‘To benefit from this provide, you have to be the unique recipient of the provide electronic mail from Morgan Stanley Personal Financial institution.’
• Direct deposit required: Yes, two direct deposits of $1,000+
• Further necessities: See under
• Onerous/delicate pull: Unknown 
• ChexSystems:  Yes, but approves if frozen
• Bank card funding: Unknown
• Month-to-month charges: None
• Early account termination price: Unknown
• Family restrict: None
• Expiration date: December 15, 2024

The Provide

Direct link to offer (targeted, e-mail subject line is ‘, a special $250 bonus is waiting for you’

• E*Commerce is providing a $250 bonus while you open a brand new Checking or Max-Charge Checking account and full the next necessities:
  • Make at the very least 2 qualifying direct deposits, every of $1,000 or extra, inside 90 days of opening your new account

The Fantastic Print

• To benefit from this provide, you have to be the unique recipient of the provide electronic mail from Morgan Stanley Personal Financial institution.
• Provide is legitimate just for particular person and collectively owned Max-Charge Checking or Checking accounts opened on-line. You aren’t eligible for this provide in case you have or had owned or co-owned (joint) a Max-Charge Checking or Checking Account inside the final 12 months from while you enroll on this provide. Within the case of a joint account, solely the first account holder (the account holder who signed up first) is eligible for a bonus. Provide excludes non-U.S. residents, at time of account opening or publish account opening handle adjustments.
• This provide is simply eligible to at least one newly opened Financial institution Max-Charge Checking OR Checking account funded inside 30 days of account opening. You can’t open and enroll each account sorts on the identical time. In the event you open each account sorts, your Max-Charge Checking Account can be auto-enrolled within the provide.
• Prospects could solely be enrolled in a single checking provide at a time. Can’t be mixed with another checking gives
• All checking account bonuses are handled as earnings/curiosity and as such it’s important to pay taxes on them

Avoiding Charges

Month-to-month Charges

Checking has no month-to-month charges to fret about.

Early Account Termination Price

Our Verdict

Disgrace that it is a focused provide, suppose it’s positively value doing for those who have been focused although. We might add this to our best bank bonuses if it wasn’t focused.

Hat tip to readers bosox & zerosum

Helpful posts concerning financial institution bonuses: